215 E Cottage St, Sherman, TX 75090 Property Records

Grayson County property record for 215 E Cottage St, Sherman, TX 75090

Property Summary

Property Type	Single Family Home
Details	1,004 sqft · built 1945
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,538 (2024)
Deeds & Mortgages	May 2023 Transfer Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S057 2155022`

Property Details

APN / Parcel Number

Primary APN	`S057 2155022`
Alternative APN	`167104`

Interior

Building Area	1,004 sqft Living Area
Gross Area	1,204 sqft
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2008
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Location & Zoning

Account Number	167104
Old Parcel Number	S057 2155022
Street Address	215 E COTTAGE ST
City	SHERMAN
State	TX
Zip	75090-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYHEW C C(RPLT&EXT S SIDE), BLOCK 43, LOT 7, ACRES .1722
Legal Subdivision	MAYHEW C C(RPLT&EXT S SIDE)
Legal Block	43
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	6
Census Block	6003
Census Tract	1500

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	98 MOUNTAIN VIEW CIR, SHERMAN, TX 75090-5180
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Intrafamily Transfer, Transfer
Oct 12, 2022	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 25, 2022	Vendor's Lien, Transfer · Construction Mortgage BARCO LENDING LP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 12, 2022
Deed Sale	Oct 12, 2022
Prior Sale	Oct 12, 2022
Deed Document Number	0000033780
Last Transfer Date	May 15, 2023
Transfer Doc	0000012471
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	May 15, 2023
Property Address	215 E COTTAGE ST, SHERMAN, TX 75090-8911
Document Number	0000012471
Map Reference	VOL 8 PG 74
Instrument Date	May 12, 2023
Instrument	2023-00012471
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 MOUNTAIN VIEW CIR, SHERMAN, TX 75090-5180

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	98 MOUNTAIN VIEW CIR, SHERMAN, TX 75090-5180

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 12, 2022
Property Address	215 E COTTAGE ST, SHERMAN, TX 75090-8911
Document Number	0000033780
Map Reference	VOL 707 PG 291
Instrument Date	Oct 11, 2022
Instrument	2022-33780
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 MOUNTAIN VIEW CIR, SHERMAN, TX 75090-5180

Mortgage

Document Number	0000033781
Date	Oct 12, 2022
Instrument	2022-33781

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 25, 2022
Property Address	215 E COTTAGE ST, SHERMAN, TX 75090-8911
Document Number	0000018181
Instrument Date	May 12, 2022
Instrument	2022-18181
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	NOT AVAILABLE, UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 E COTTAGE ST, 215, SHERMAN, TX 75090-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6521 MESQUITTF TRAIL, PLANO, TX 75023

Mortgage

Document Number	0000018182
Date	May 25, 2022
Instrument	2022-18182

Lender

Name	BARCO LENDING LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 24, 2022

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,798 (+0.98%) Land $60,975 Building $101,823	$162,798 (+0.98%) Land $60,975 Building $101,823
2024	$3,538.00 (+37.29%)
2023		$161,219 Land $43,500 Building $117,719	$161,219 Land $43,500 Building $117,719
2022	$2,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1981–1995)
Claims Outside the SFHA	3 of 15
Most Recent Claim	May 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Nextlink, TekWav.

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