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109 E Cottage St, Sherman, TX 75090 Property Records

Grayson County property record for 109 E Cottage St, Sherman, TX 75090

Property Summary

Property TypeSingle Family Home
Details864 sqft · built 1950
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on Record
Last Sale$141,300 (Jun 2020)
Tax Bill$1,784 (2024)
Deeds & MortgagesJun 2020 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNS057 2155011

Property Details

APN / Parcel Number

Primary APNS057 2155011
Alternative APN
  • 167098

Interior

Stories1 Story
Building Area864 sqft Living Area
Gross Area1,064 sqft
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2017
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area164 sqft
Utility Building192 sqft

Location & Zoning

Street Address109 E COTTAGE ST
CitySHERMAN
StateTX
Zip75090-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYHEW C C(RPLT&EXT S SIDE), BLOCK 42, LOT 10, ACRES .1435
Legal SubdivisionMAYHEW C C(RPLT&EXT S SIDE)
Legal Block42
Legal Lot Number10
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group6
Census Block6004
Census Tract1500

Owner

Source: Grayson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 E COTTAGE ST, SHERMAN, TX 75090-8909
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Warranty Deed, Transfer
CALIBER HM LOANS
Apr 27, 2017Quit Claim Deed, Transfer
CAPITAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2020 · Amount on Record
Deed SaleJun 18, 2020 · Amount on Record
Deed Document Number202014758
Last Transfer DateJun 27, 2025
Transfer Doc0000016437
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateJun 18, 2020
Property Address109 E COTTAGE ST, SHERMAN, TX 75090-8909
Document Number0000014758
Instrument DateJun 16, 2020
Instrument14758
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyRED RIVER TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E COTTAGE ST SHERMAN TX 750908909, SHERMAN, TX 75090-8909

Mortgage

Document Number14759
DateJun 18, 2020
Instrument14759
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYSON TX
Recording DateApr 27, 2017
Property Address109 E COTTAGE ST, SHERMAN, TX 75090-8909
Document Number0000008881
Book / Page005989 / 000373
Instrument DateApr 26, 2017
Instrument8881
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 BRUBECK BND CEDAR PARK TX 786131643, CEDAR PARK, TX 78613-1643

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalitySherman City
Unified School DistrictSherman Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$145,820 (-10.91%) Land $56,000 Building $89,820$145,820 (-10.91%) Land $56,000 Building $89,820
2024$1,784.00 (-23.1%)
2023$163,670 Land $36,438 Building $127,232$163,670 Land $36,438 Building $127,232
2022$2,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1981–1995)
Claims Outside the SFHA3 of 15
Most Recent ClaimMay 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHERMAN
serves 43,645 people · EPA ID TX0910006
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Sparklight
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Grayson Collin Communications, Nextlink, TekWav.

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