Stanly County property record for 215 E 2nd St, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,487 sqft · built 1949 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Dec 2025) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650301493359 |
| Primary APN | 650301493359 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,487 sqft Finished Area |
| Basement Area | 149 sqft |
| Unfinished Basement | 149 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 335 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1533038 |
|---|---|
| Street Address | 215 E 2ND ST |
| City | OAKBORO |
| State | NC |
| Zip | 28129-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | HSE 215 E 2ND ST 650301180 |
| Legal Subdivision | A WHITLEY ESTATES LANDS |
| Legal Lot Number | 3 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 930901 |
Source: Stanly County records · APN 650301493359
Assessment roll updated August 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Sep 05, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT EMPLOYEES FCU |
| Dec 30, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 04, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Apr 19, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 2025484059 |
| Deed Book / Page | 1904 / 1586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440560 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 1766/272 |
| Instrument | 440560 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000454454 |
|---|---|
| Date | Jan 09, 2023 |
| Book Page | 1809/1608 |
| Instrument | 454454 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000461240 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 1831/426 |
| Instrument | 461240 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000461240 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 1831/426 |
| Instrument | 461240 |
| Name | LOCAL GOVERNMENT EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 30, 2025 |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Document Number | 0000484059 |
| Book / Page | 1904 / 1586 |
| Map Reference | MB 1 PG 72 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 484059 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Document Number | 0000484060 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 484060 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 04, 2021 |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Document Number | 0000429943 |
| Book / Page | 001732 / 001415 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 429943 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 E 2ND ST #D OAKBORO NC 281299204, D, OAKBORO, NC 28129-9204 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 19, 2017 |
| Property Address | 215 E 2ND ST, OAKBORO, NC 28129-9204 |
| Document Number | 0000389932 |
| Book / Page | 001605 / 000799 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 389932 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $276.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 SUMMERLAKE DR SW CONCORD NC 280255769, CONCORD, NC 28025-5769 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 (+40.12%) | $218,588 (+47.34%) Land $28,305 Building $190,283 | $218,588 (+47.34%) Land $28,305 Building $190,283 |
| 2023 | $1,513.00 | $148,361 Land $18,315 Building $130,046 | $148,361 Land $18,315 Building $130,046 |
Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OAKBORO serves 3,173 people |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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