122 E 2nd St, Oakboro, NC 28129 Property Records

Stanly County property record for 122 E 2nd St, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,542 sqft · built 1954
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`650301493061`

Property Details

APN / Parcel Number

Primary APN	`650301493061`
Alternative APNs	`1534062` `15194`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,542 sqft Finished Area
Attic Area	600 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	125 ft deep x 135 ft wide
Porch	Porch
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1534062
Street Address	122 E 2ND ST
City	OAKBORO
State	NC
Zip	28129-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-B
Legal Description	HSE 122 E 2ND ST 650301173
Legal Subdivision	WHITLEY ESTATE
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	1
Census Block	1043
Census Tract	930901

Owner

Source: Stanly County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 N HAYWOOD ST, OAKBORO, NC 28129-9376
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
May 24, 2021	Warranty Deed, Transfer
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Prior Sale	Oct 3, 2018
Deed Document Number	0001743126
Deed Book / Page	1743 / 126
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	122 E 2ND ST, OAKBORO, NC 28129-9201
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E 2ND ST, OAKBORO, NC 28129-9201

Mortgage

Document Number	0000437692
Date	Sep 15, 2021
Book Page	1757/64
Instrument	437692

Lender

Name	UWHARRIE BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 24, 2021
Property Address	122 E 2ND ST, OAKBORO, NC 28129-9201
Document Number	0000433278
Book / Page	1743 / 126
Map Reference	MB 1 PG 72
Instrument Date	May 17, 2021
Instrument	433278
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 PECAN DR, OAKBORO, NC 28129-9346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E 2ND ST, OAKBORO, NC 28129-9201

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Oct 3, 2018
Property Address	122 E 2ND ST, OAKBORO, NC 28129-9201
Document Number	0000403850
Book / Page	001654 / 001291
Instrument Date	Sep 20, 2018
Instrument	403850
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 PECAN DR OAKBORO NC 281299346, OAKBORO, NC 28129-9346

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Jul 24, 2018
Property Address	122 E 2ND ST, OAKBORO, NC 28129-9201
Document Number	0000401950
Book / Page	001649 / 000818
Instrument Date	Jul 24, 2018
Instrument	401950
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 PECAN DR OAKBORO NC 281299346, OAKBORO, NC 28129-9346

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Oakboro Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+56.69%)	$192,081 (+64.76%) Land $27,505 Building $164,576	$192,081 (+64.76%) Land $27,505 Building $164,576
2023	$1,189.00	$116,581 Land $17,797 Building $98,784	$116,581 Land $17,797 Building $98,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures