213 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 213 E 12th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1940
Lot Size	0.319 acres (13,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (May 2021)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.50-04-20`

Property Details

APN / Parcel Number

Primary APN	`351200 128.50-04-20`
Alternative APNs	`120012805000040200000000` `6601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,900 sqft (0.319 acres)
Lot Dimensions	100 ft deep x 139 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6601
Street Address	213 E 12TH ST
City	OSWEGO
State	NY
Zip	13126-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	SUBDIVISION 1
Legal Block	4
Legal Lot Number	20.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1028
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 KENNEDY AVE, OSWEGO, NY 13126-4051
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK
Jan 19, 2017	Warranty Deed, Transfer · Conventional with PMI PARAGON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	20215104
Prior Transfer Date	Jun 1, 2019
Prior Transfer Doc	0000004421
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 6, 2021
Property Address	213 E 12TH ST, OSWEGO, NY 13126-2805
Document Number	0000005104
Instrument Date	Apr 30, 2021
Instrument	R-2021-005104
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E 12TH ST, 213, OSWEGO, NY 13126-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 KENNEDY AVE, OSWEGO, NY 13126-4051

Mortgage

Document Number	0000005105
Date	May 6, 2021
Instrument	R-2021-005105

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 19, 2017
Property Address	213 E 12TH ST, OSWEGO, NY 13126-2805
Document Number	0000000561
Instrument Date	Jan 17, 2017
Instrument	561
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 DUTCH RIDGE RD OSWEGO NY 131266484, OSWEGO, NY 13126-6484

Mortgage

Document Number	562
Date	Jan 19, 2017
Instrument	562

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00	$156,000 (+9.86%) Land $23,400 Building $132,600	$156,000 (-8.82%) Land $23,400 Building $132,600
2023		$142,000 Land $17,500 Building $124,500	$171,084 Land $21,084 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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