Emmet County property record for 215 Division St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.243 acres (10,607 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jan 2003) |
| Tax Bill | $4,710 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-102-042 |
| Primary APN | 52-19-05-102-042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,836 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,607 sqft (0.243 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 215 DIVISION ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP RM-2 |
| Legal Description | FRANCIS PETOSKEY'S ADDITION, COM AT SW COR OF LOT 1, BLK 2, TH N ALG W LN OF PLAT 60.82 FT TO POB, TH E 66.98 FT, N-73-20-11-E 12.63 FT, N 6.87 FT, N-88-5-12-E 59.2 FT TO E LN OF LOT 2, BLK 2, TH ALG SD LN N 70.23 FT TO NE COR OF LOT 3, TH W 138.11 F |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | FRANCIS PETOSKEYS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 DIVISION ST, PETOSKEY, MI 49770-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2003 · Amount on Record |
| Deed Sale | Jan 30, 2003 · Amount on Record |
| Deed Book / Page | 936 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 215 DIVISION ST, PETOSKEY, MI 49770-2443 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 215 DIVISION ST, PETOSKEY, MI 49770-2443 |
| Document Number | 0000001249/0000000092 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 0000001249/0000000092 |
| Instrument | 5202061 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2062 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,400 (+57.93%) Land $381,400 | $762,800 (+57.93%) Land $762,800 | |
| 2024 | $4,710.00 | ||
| 2023 | $241,500 Land $241,500 | $483,000 Land $483,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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