Emmet County property record for 115 Division St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,895 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (1985) |
| Tax Bill | $4,120.00 (2024) |
Source: Emmet County records · APN 52-19-05-102-009
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 DIVISION ST, PETOSKEY, MI 49770-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 1985 · Amount on Record |
| Deed Sale | Sep 01, 1985 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 115 DIVISION ST, PETOSKEY, MI 49770-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 115 DIVISION ST, PETOSKEY, MI 49770-2441 |
| Document Number | 0000001221/0000000931 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 0000001221/0000000931 |
| Instrument | 5174874 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2040 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,300 (+57.1%) Land $627,300 | $1,254,600 (+57.1%) Land $1,254,600 | |
| 2024 | $4,120.00 | ||
| 2023 | $399,300 Land $399,300 | $798,600 Land $798,600 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 52-19-05-102-009 |
|---|
| Lot Area | 13,895 sqft (0.319 acres) |
|---|
| Street Address | 115 DIVISION ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2441 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRANCIS PETOSKEY'S ADDITION LOTS 2 & 3 BLK 3. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | FRANCIS PETOSKEYS ADD |
| Legal Block | 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1073 |
| Census Tract | 970700 |
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