215 Cherry St, Genoa, OH 43430 Property Records

Ottawa County property record for 215 Cherry St, Genoa, OH 43430

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,047 sqft · built 1993
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$338,500 (Oct 2025)
Tax Bill$3,971 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN012089-8

Property Details

APN / Parcel Number

Primary APN012089-8
Alternative APN
  • 012-08915-11936-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,047 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,288 sqft
AtticAttic
Attic Area1,288 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area276 sqft
Deck Area272 sqft
Patio Area272 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number012089-8
Street Address215 CHERRY ST
CityGENOA
StateOH
Zip43430-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 UTHOFF A
Legal SubdivisionUTHOFF SUBDIVISION A
Legal Lot Number2
JurisdictionOTTAWA OH
Township / Civil DivisionCLAY
Census Block Group3
Census Block3015
Census Tract51000

Owner

215 Cherry St is owned and occupied by two individuals who bought it in October 2025.

Source: Ottawa County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address215 CHERRY ST, GENOA, OH 43430-1820
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Oct 14, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleJul 19, 2004 · Amount on File
Deed Document Number20256462
Deed Book / Page2053 / 580
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address215 CHERRY ST, GENOA, OH 43430-1820
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyPALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 CHERRY ST, GENOA, OH 43430-1820

Mortgage

Document Number0000000082
DateJan 6, 2026
Book Page2065/654
Instrument202600000082
Lender
NameWESBANCO BANK INC
TypeBank
AddressREYNOLDSBURG, OH 43068
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateOct 14, 2025
Property Address215 CHERRY ST, GENOA, OH 43430-1820
Document Number0000006462
Book / Page2053 / 580
Map ReferenceVOL 6 PG 17B
Instrument DateOct 10, 2025
Instrument202500006462
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address215 CHERRY ST, GENOA, OH 43430-1820

Tax Assessment & Valuation

The 2025 property tax bill for 215 Cherry St was $3,971, up 29.2% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionClay Township
MunicipalityGenoa Village
Unified School DistrictGenoa Area Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,971.00 (+29.22%)$79,269 (+15.48%) Land $8,523 Building $70,746
2024$3,073.00 (+3.05%)$68,643 (+15.41%) Land $8,523 Building $60,120$226,480 Land $24,350 Building $202,130
2023$2,982.00 (-0.6%)$59,479 (-) Land $7,105 Building $52,374
2022$3,000.00$59,479 Land $7,105 Building $52,374
2021$169,940 Land $20,300 Building $149,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA VILLAGE
serves 3,110 people · EPA ID OH6201003
Water SourcePurchased surface water from OREGON CITY
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Amplex Wireless
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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