Ottawa County property record for 403 Cherry St, Genoa, OH 43430 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1948 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,500 (Apr 2014) |
| Tax Bill | $1,741 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 011992-8 |
| Primary APN | 011992-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 968 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 011992-8 |
|---|---|
| Street Address | 403 CHERRY ST |
| City | GENOA |
| State | OH |
| Zip | 43430-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 30 LOT 2 HABBLERS |
| Legal Subdivision | HENRY HABBELERS ADDITION |
| Legal Block | 30 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 51000 |
Source: Ottawa County records · APN 011992-8
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CHERRY ST, 15114, GENOA, OH 43430-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2014 · Amount on Record |
| Deed Sale | Apr 18, 2014 · Amount on Record |
| Prior Sale | Feb 16, 2011 · Amount on Record |
| Deed Document Number | 2014240190 |
| Deed Book / Page | 1502 / 606 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 403 CHERRY ST, GENOA, OH 43430-1726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000298973 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 1795/626 |
| Instrument | 202000298973 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Municipality | Genoa Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,741.00 (+11.53%) | $35,578 (-) Land $8,523 Building $27,055 | |
| 2024 | $1,561.00 (+1.36%) Homeowner's exemption | $35,578 (+13.53%) Land $8,523 Building $27,055 | $101,650 (+13.52%) Land $24,350 Building $77,300 |
| 2023 | $1,540.00 (-0.58%) Homeowner's exemption | $31,339 (-) Land $7,105 Building $24,234 | |
| 2022 | $1,549.00 Homeowner's exemption | $31,339 Land $7,105 Building $24,234 | |
| 2021 | $89,540 Land $20,300 Building $69,240 |
Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230510003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Amplex Electric | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.
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