215 8th St, Spencer, NC 28159 Property Records

Rowan County property record for 215 8th St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1925
Lot Size	0.37 acres (15,996 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jan 1998)
Tax Bill	$1,241 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 118`

Property Details

APN / Parcel Number

Primary APN	`031 118`
Alternative APN	`6151759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Other
Foundation Type	Footing
Lot Area	15,996 sqft (0.37 acres)
Lot Dimensions	124 ft deep x 129 ft wide
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	215 8TH ST
City	SPENCER
State	NC
Zip	28159-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	PT 1-3 B78
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4034
Census Tract	50700

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 8TH ST, SPENCER, NC 28159-2057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1998 · Amount on Record
Deed Sale	Jan 15, 1998 · Amount on Record
Deed Book / Page	812 / 401
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	215 8TH ST, SPENCER, NC 28159-2057
Document Number	0013570803
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ROCKWELL BR 221 N SALISBURY NC 28144, SALISBURY, NC 28144

Mortgage

Document Number	0013570803
Date	Oct 1, 2020
Book Page	001357/000803

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,241.00	$109,873 (-) Land $22,500 Building $87,373	$109,873 (-) Land $22,500 Building $87,373
2023	$1,241.00	$109,873 Land $22,500 Building $87,373	$109,873 Land $22,500 Building $87,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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