Rowan County property record for 111 8th St, Spencer, NC 28159 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,258 sqft Living Area |
| Lot Size | 9,496 sqft (0.218 acres) |
| Last Sale | $75,000 (2024) |
| Tax Bill | $855.00 (2025) |
| Primary APN | 032 084 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,258 sqft Living Area |
| 1st Floor | 1,258 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,496 sqft (0.218 acres) |
| Depth X Width | 11.9 ft x 8 ft Depth x Width |
| Deck Area | 90 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 114 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 111 8TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PTL5-6 BLK F ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Block | F |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 50700 |
Source: Rowan County records · APN 032 084
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 TROXLER CIR NW, CONCORD, NC 28027-6518 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2023 | Deed of Trust, Mortgage KECK PROPERTIES LLC |
| Mar 03, 2023 | Warranty Deed, Transfer KECK PROPERIES LLC |
| Nov 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Aug 28, 2019 | Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Book / Page | 1452 / 780 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 111 8TH ST, SPENCER, NC 28159-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014190143 |
|---|---|
| Date | Mar 03, 2023 |
| Book Page | 1419/143 |
| Name | KECK PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKWELL, NC 28138 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Dec 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 03, 2023 |
| Property Address | 111 8TH ST, SPENCER, NC 28159-2001 |
| Document Number | 0014190141 |
| Book / Page | 1419 / 141 |
| Instrument Date | Jan 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 ROCK CREEK RD, ROCKWELL, NC 28138-5614 |
| Name | Verified Name |
|---|---|
| Address | 506 S SALISBURY AVE, SPENCER, NC 28159-2102 |
| Document Number | 0014190142 |
|---|---|
| Date | Mar 03, 2023 |
| Book Page | 1419/142 |
| Name | KECK PROPERIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKWELL, NC 28138 |
| Amount | Amount Recorded |
|---|---|
| Term | 18 Months |
| Due | Sep 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 111 8TH ST, SPENCER, NC 28159-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013370632 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 1337/0632 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 111 8TH ST, SPENCER, NC 28159-2001 |
| Document Number | 0013370649 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 320 ROCK CREEK RD ROCKWELL NC 281385614, ROCKWELL, NC 28138-5614 |
| Document Number | 0013370649 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 001337/000649 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 111 8TH ST, SPENCER, NC 28159-2001 |
| Document Number | 0013260901 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 320 ROCK CREEK RD ROCKWELL NC 281385614, ROCKWELL, NC 28138-5614 |
| Document Number | 0013260901 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 001326/000901 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $855.00 (-18.96%) | $75,712 (-18.96%) Land $25,920 Building $49,792 | |
| 2023 | $1,055.00 (+67.19%) | $93,422 (+94.02%) Land $25,920 Building $67,502 | $75,712 (+57.24%) Land $25,920 Building $49,792 |
| 2022 | $631.00 | $48,150 Land $21,600 Building $26,550 | $48,150 Land $21,600 Building $26,550 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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