21489 Young Ave, Bend, OR 97703 Property Records

Deschutes County property record for 21489 Young Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,377 sqft · built 1994
Lot Size	19 acres (829,818 sqft)
Owner	2 Trust Names on Record
Last Sale	$890,000 (Jul 2018)
Tax Bill	$10,809 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R20041612140000601`

Property Details

APN / Parcel Number

Primary APN	`R20041612140000601`
Alternative APNs	`161214 00 00601` `162236`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,377 sqft Living Area
1st Floor Area	1,329 sqft
2nd Floor Area	2,048 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1994
Architectural Style	Split Level
Lot Area	829,818 sqft (19 acres)
Garage Type	Mixed
Garage Area	676 sqft
Deck Area	812 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	162236
Old Parcel Number	R20041612140000601
Street Address	21489 YOUNG AVE
City	BEND
State	OR
Zip	97703-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:64 SEC/TWN/RNG/MER:SEC 14 TWN 16 RNG 12 MAP REF:161214-00
Legal Range	12E
Legal Township	16S
Legal Section	14
Legal Subdivision	PARTITION 1993-64
Legal Block	64
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2019
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	21485 YOUNG AVE, BEND, OR 97703-8971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 20, 2018	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	2018-29615
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21489 YOUNG AVE, BEND, OR 97703-8971
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027062
Date	Apr 30, 2021
Instrument	2021-27062

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 20, 2018
Property Address	21489 YOUNG AVE, BEND, OR 97703-8971
Document Number	0000029615
Instrument Date	Jul 10, 2018
Instrument	2018-29615
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21489 YOUNG AVE, BEND, OR 97703-8971

Mortgage

Document Number	0000029616
Date	Jul 20, 2018
Instrument	2018-29616

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,809.00 (+4.41%)	$639,167 (+2.8%)	$2,343,240 (+4.47%) Land $516,960 Building $1,826,280
2024	$10,352.00 (+4.85%)	$621,787 (+2.96%)	$2,243,040 (-) Land $416,760 Building $1,826,280
2023	$9,873.00	$603,937	$2,243,040 Land $416,760 Building $1,826,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	80 / 10
Wind Wireless Fixed Wireless	25 / 5

May also be available: TDS Telecom.

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