21485 Young Ave, Bend, OR 97703 Property Records

Deschutes County property record for 21485 Young Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,513 sqft · built 1994
Lot Size	19.9 acres (866,844 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,150,000 (Jul 2018)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R20041612140000602`

Property Details

APN / Parcel Number

Primary APN	`R20041612140000602`
Alternative APNs	`161214 00 00602` `177378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	2,513 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1994
Architectural Style	Other
Lot Area	866,844 sqft (19.9 acres)
Garage Type	Mixed
Garage Area	652 sqft
Deck Area	1,074 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	177378
Old Parcel Number	R20041612140000602
Street Address	21485 YOUNG AVE
City	BEND
State	OR
Zip	97703-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:38 SEC/TWN/RNG/MER:SEC 14 TWN 16 RNG 12 MAP REF:161214-00
Legal Range	12E
Legal Township	16S
Legal Section	14
Legal Subdivision	PARTITION 1990-38
Legal Block	38
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2019
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	21485 YOUNG AVE, BEND, OR 97703-8971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 20, 2018	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	2018-29636
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21485 YOUNG AVE, BEND, OR 97703-8971
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027026
Date	Apr 30, 2021
Instrument	2021-27026

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 20, 2018
Property Address	21485 YOUNG AVE, BEND, OR 97703-8971
Document Number	0000029636
Map Reference	CAB1 PG40
Instrument Date	Jul 5, 2018
Instrument	2018-29636
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21485 YOUNG AVE, BEND, OR 97703-8971

Mortgage

Document Number	0000029637
Date	Jul 20, 2018
Instrument	2018-29637

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,129.00 (+4.55%)	$362,429 (+2.93%)	$1,358,240 (+6.65%) Land $439,600 Building $918,640
2024	$5,862.00 (+4.83%)	$352,099 (+2.93%)	$1,273,520 (-) Land $354,880 Building $918,640
2023	$5,592.00	$342,069	$1,273,520 Land $354,880 Building $918,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 69% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	80 / 10
Wind Wireless Fixed Wireless	25 / 5

May also be available: Webformix.

Nearby Properties on Young Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures