21487 Downing Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 21487 Downing Ct, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,181 sqft · built 1996
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2008)
Tax Bill	$8,457 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-17-4894-000`

Property Details

APN / Parcel Number

Primary APN	`087-17-4894-000`
Alternative APN	`79/5/22`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,181 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	902 sqft
Finished Basement	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	489 sqft
Deck Area	Deck Area
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21487 DOWNING CT
City	ASHBURN
State	VA
Zip	20147-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	FARMWELL HUNT SEC.1 BLK.3 LOT 22 200806020033295
Legal Subdivision	FARMWELL HUNT
Legal Block	3
Legal Lot Number	22
Jurisdiction	LOUDOUN VA
Township / Civil Division	ASHBURN
Census Block Group	3
Census Block	3001
Census Tract	611019

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21487 DOWNING CT, ASHBURN, VA 20147-5812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2008 · Amount on Record
Deed Sale	Jun 2, 2008 · Amount on Record
Prior Sale	Jan 29, 2001 · Amount on Record
Deed Document Number	200833295
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Aug 3, 2026
Property Address	21487 DOWNING CT, ASHBURN, VA 20147-5812
Document Number	0000039840
Instrument Date	Jul 28, 2026
Instrument	202639840
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	FEDERAL TITLE, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21487 DOWNING CT, ASHBURN, VA 20147-5812

Mortgage

Document Number	0000039840,
Date	Aug 3, 2026
Instrument	202639840

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21487 DOWNING CT, ASHBURN, VA 20147-5812
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038733
Date	Sep 11, 2024
Instrument	202409110038733

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,457.00 (-0.38%)	$1,050,680 (-0.37%) Land $324,400 Building $726,280	$1,050,680 (-0.37%) Land $324,400 Building $726,280
2025	$8,489.00 (+2.93%)	$1,054,580 (+11.88%) Land $314,400 Building $740,180	$1,054,580 (+11.88%) Land $314,400 Building $740,180
2023	$8,247.00	$942,610 Land $314,400 Building $628,210	$942,610 Land $314,400 Building $628,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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