Genesee County property record for 2148 Whispering Waters Pass, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,271 sqft · built 2001 |
| Lot Size | 2.6 acres (113,648 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,504 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02-551-012 |
| Primary APN | 04-02-551-012 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Basement Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 113,648 sqft (2.6 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Area | 869 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2148 WHISPERING WATERS PASS |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-1790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FS,SING |
| Legal Description | LOT 12 PEBBLE CREEK ESTATES SUBDIVISION SEC 02 T7N R5E (2000) FR 04-02-300-025 |
| Legal Range | 05E |
| Legal Township | 07N |
| Legal Section | 02 |
| Legal Subdivision | PEBBLE CREEK ESTATES SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12704 |
2148 Whispering Waters Pass is owned and occupied by two individuals who acquired it in February 2003.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2148 WHISPERING WATERS PASS, FLUSHING, MI 48433-1790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2003 |
| Transfer Doc | 0000036115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2148 WHISPERING WATERS PASS, FLUSHING, MI 48433-1790 |
| Document Number | 0000037571 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2148 WHISPERING WATERS PASS FLUSHING MI 484331790, FLUSHING, MI 48433-1790 |
| Document Number | 0000037571 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 37571 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
The 2025 property tax bill for 2148 Whispering Waters Pass was $6,504 with a homeowner's exemption, up 3.1% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Clayton Charter Township |
| Unified School District | Flushing Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,400 (+4.13%) | $458,800 (+4.13%) | |
| 2025 | $6,504.00 (+3.11%) Homeowner's exemption | $220,300 | $440,600 |
| 2024 | $6,308.00 | ||
| 2023 | $206,100 | $412,200 | |
| 2021 | $5,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2148 Whispering Waters Pass in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2148 Whispering Waters Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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