2127 Whispering Waters Pass, Flushing, MI 48433 Property Records

Genesee County property record for 2127 Whispering Waters Pass, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,492 sqft · built 1999
Lot Size	0.645 acres (28,096 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2019)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-551-007`

Property Details

APN / Parcel Number

Primary APN	`04-02-551-007`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,492 sqft Living Area
1st Floor Area	2,492 sqft
Basement Area	2,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	28,096 sqft (0.645 acres)
Lot Dimensions	198 ft deep x 153 ft wide
Garage Area	843 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2127 WHISPERING WATERS PASS
City	FLUSHING
State	MI
Zip	48433-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS,SING
Legal Description	LOT 7 PEBBLE CREEK ESTATES SUBDIVISION SEC 02 T7N R5E (2000) FR 04-02-300-025
Legal Range	05E
Legal Township	07N
Legal Section	02
Legal Subdivision	PEBBLE CREEK ESTATES SUBDIVISION
Legal Lot Number	7
Jurisdiction	GENESEE MI
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1003
Census Tract	12704

Owner

2127 Whispering Waters Pass is owned and occupied by two individuals who bought it in May 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2127 WHISPERING WATERS PASS, FLUSHING, MI 48433-9798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 29, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 19, 2018	Warranty Deed, Transfer · ARM DORT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	201939397
Prior Transfer Date	Jun 21, 1999
Prior Transfer Doc	0000074093
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2127 WHISPERING WATERS PASS, FLUSHING, MI 48433-9798
Document Number	0000009981
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2127 WHISPERING WATERS PASS FLUSHING MI 484339798, FLUSHING, MI 48433-9798

Mortgage

Document Number	0000009981
Date	Feb 20, 2020
Instrument	9981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 29, 2019
Property Address	2127 WHISPERING WATERS PASS, FLUSHING, MI 48433-9798
Document Number	0000039397
Instrument Date	May 23, 2019
Instrument	39397
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 RIVER WOODS DR FLUSHING MI 484332174, FLUSHING, MI 48433-2174

Mortgage

Document Number	39262
Date	May 29, 2019
Instrument	39262

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 19, 2018
Property Address	2127 WHISPERING WATERS PASS, FLUSHING, MI 48433-9798
Document Number	201804190061886
Map Reference	MB77 PG4-10
Instrument Date	Apr 11, 2018
Instrument	201804190061886
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	SARGENTS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,158.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 WHISPERING WATERS PASS, 2127, FLUSHING, MI 48433-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2247 W MAPLE AVE, FLINT, MI 48507-3505

Mortgage

Document Number	201804190061887
Date	Apr 19, 2018
Instrument	201804190061887

Lender

Name	DORT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2127 Whispering Waters Pass was $5,419 with a homeowner's exemption, up 3.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Clayton Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,800 (+1.26%)	$337,600 (+1.26%)
2025	$5,419.00 (+3.2%) Homeowner's exemption	$166,700	$333,400
2024	$5,251.00
2023		$156,000	$312,000
2021	$4,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2127 Whispering Waters Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2127 Whispering Waters Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Waters Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures