San Diego County property record for 2148 Waterside Dr, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,535 sqft · built 1990 |
| Lot Size | 0.106 acres (4,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,000 (Oct 2025) |
| Tax Bill | $8,051 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-293-48-00 |
| Primary APN | 595-293-48-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,535 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 4,610 sqft (0.106 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2148 WATERSIDE DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC4RP8 |
| Legal Description | LOT 129 TR 012070 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012070 |
| Legal Block | 2 |
| Legal Lot Number | 129 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13418 |
2148 Waterside Dr is owned and occupied by two individuals who bought it in October 2025.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 6, 2025 | Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Mar 10, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 2025278167 |
| Prior Transfer Date | Jun 21, 2017 |
| Prior Transfer Doc | 0000288123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2025 |
| Property Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000278167 |
| Map Reference | MAP 12070 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-0278167 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000278168 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025-0278168 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000117159 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018-0117159 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 10, 2020 |
| Property Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000121813 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 121813 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $693.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2148 WATERSIDE DR CHULA VISTA CA 919133410, CHULA VISTA, CA 91913-3410 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2017 |
| Property Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000288123 |
| Map Reference | MAP12070 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-0288123 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2148 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000288124 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017-0288124 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 2148 Waterside Dr was $8,051, up 3.7% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $910,000 (+32.08%) Land $548,890 Building $361,110 | |
| 2025 | $8,051.00 (+3.68%) Homeowner's exemption | $688,990 Land $415,582 Building $273,408 |
| 2024 | $7,765.00 (+1.68%) | |
| 2023 | $7,637.00 (+2.98%) Homeowner's exemption | $662,239 Land $399,446 Building $262,793 |
| 2022 | $7,416.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2148 Waterside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2148 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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