San Diego County property record for 2146 Waterside Dr, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,766 sqft · built 1990 |
| Lot Size | 0.94 acres (4,080 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $485,500 (Mar 2016) |
| Tax Bill | $6,707 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Nov 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-293-49-00 |
| Primary APN | 595-293-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,766 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 4,080 sqft (0.94 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2146 WATERSIDE DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC4RP8 |
| Legal Description | LOT 130 TR 012070 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012070 |
| Legal Block | 2 |
| Legal Lot Number | 130 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 13418 |
2146 Waterside Dr is owner-occupied and held in a trust since October 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Intrafamily Transfer, Transfer |
| Nov 30, 2023 | Intrafamily Transfer, Transfer |
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2016 · Amount on File |
| Deed Sale | Mar 7, 2016 · Amount on File |
| Prior Sale | Mar 25, 2002 · Amount on File |
| Deed Document Number | 201699690 |
| Last Transfer Date | Oct 31, 2023 |
| Transfer Doc | 0000330420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2023 |
| Property Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000330420 |
| Map Reference | MAP 12070 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0330420 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 30, 2023 |
| Property Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000330419 |
| Map Reference | MAP 12070 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0330419 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000375624 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0375624 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3146 WATERSIDE DR, CHULA VISTA, CA 91913 |
| Document Number | 0000795077 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0795077 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2146 WATERSIDE DR, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000569784 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2146 WATERSIDE DR CHULA VISTA CA 919133410, CHULA VISTA, CA 91913-3410 |
| Document Number | 0000569784 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 569784 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2049 |
The 2025 property tax bill for 2146 Waterside Dr was $6,707 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $585,735 (+2%) Land $276,568 Building $309,167 | |
| 2025 | $6,707.00 Homeowner's exemption | $574,251 Land $271,146 Building $303,105 |
| 2023 | $6,361.00 (+2.98%) Homeowner's exemption | $551,954 Land $260,618 Building $291,336 |
| 2022 | $6,177.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2146 Waterside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2146 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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