2148 E James Ave, West Covina, CA 91791 Property Records

Los Angeles County property record for 2148 E James Ave, West Covina, CA 91791

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,115 sqft · built 1953
Lot Size	0.172 acres (7,476 sqft)
Owner	Individual Name on Record
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8478-002-001`

Property Details

APN / Parcel Number

Primary APN	`8478-002-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Gravel
Lot Area	7,476 sqft (0.172 acres)
Lot Dimensions	109 ft deep x 69 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	2148 E JAMES AVE
City	WEST COVINA
State	CA
Zip	91791-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCR1YY
Legal Description	TRACT # 18811 LOT 12
Legal Subdivision	18811
Legal Tract	18811
Legal Block	1
Legal Lot Number	12
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1002
Census Tract	406413

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2003
Transfer Doc	0000871703
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 6, 2026
Property Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Document Number	0000489359
Instrument Date	Jun 23, 2026
Instrument	2026489359
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924

Mortgage

Document Number	0000489359,
Date	Jul 6, 2026
Instrument	2026489359

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 2, 2026
Property Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Document Number	0000402615
Instrument Date	May 21, 2026
Instrument	2026402615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000402615,
Date	Jun 2, 2026
Instrument	2026402615

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Investor	Possibly a Property Investor

Mortgage

Document Number	0000189474
Date	Mar 22, 2024
Instrument	24-0189474

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	2148 E JAMES AVE, WEST COVINA, CA 91791-1924
Document Number	0000659060
Instrument Date	Jun 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 E JAMES AVE WEST COVINA CA 917911924, WEST COVINA, CA 91791-1924

Mortgage

Document Number	0000659060
Date	Jun 14, 2017
Instrument	659060

Lender

Name	BANK OF THE WEST
Type	Bank
Address	COVINA, CA 91723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	West Covina City
Unified School District	West Covina Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$217,956 (+2%) Land $99,089 Building $118,867
2025	$2,953.00 (+7.3%) Homeowner's exemption	$213,684 (+4.04%) Land $97,147 Building $116,537
2023	$2,752.00 (-0.54%) Homeowner's exemption	$205,388 Land $93,376 Building $112,012
2022	$2,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN WATER SYSTEMS-SAN JOSE private · serves 170,523 people · EPA ID CA1910205
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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