Placer County property record for 2148 Broken Rail Ln, Rocklin, CA 95765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,520 sqft · built 2008 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (May 2025) |
| Tax Bill | $10,645 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-020-032-000 |
| Primary APN | 489-020-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,520 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 11,299 sqft (0.259 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 489-020-032 |
|---|---|
| Street Address | 2148 BROKEN RAIL LN |
| City | ROCKLIN |
| State | CA |
| Zip | 95765-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 59 WHITNEY RNCH PH 1, UNIT 20, MOR BK AA PG 55 |
| Legal Subdivision | WHITNEY RANCH PH 1, UNIT 20 |
| Legal Lot Number | 59 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21323 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2148 BROKEN RAIL LN, ROCKLIN, CA 95765-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage THE PERMANENTE MEDICAL GROUP |
| May 22, 2025 | Grant Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Jun 6, 2011 · Amount on Record |
| Deed Document Number | 202527857 |
| Prior Transfer Date | May 18, 2025 |
| Prior Transfer Doc | 0000027856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2148 BROKEN RAIL LN, ROCKLIN, CA 95765-5350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2148 BROKEN RAIL LN, ROCKLIN, CA 95765-5350 |
| Document Number | 0000050857 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0050857 |
| Name | THE PERMANENTE MEDICAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | PLEASANTON, CA 94588 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 22, 2025 |
| Property Address | 2148 BROKEN RAIL LN, ROCKLIN, CA 95765-5350 |
| Document Number | 0000027857 |
| Instrument Date | May 18, 2025 |
| Instrument | 2025-0027857 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2148 BROKEN RAIL LN, ROCKLIN, CA 95765-5350 |
| Document Number | 0000027858 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 2025-0027858 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate | 6.5% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.5% |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Rocklin City |
| Unified School District | Rocklin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,173,000 (+88.63%) Land $265,200 Building $907,800 | |
| 2025 | $10,645.00 (+2.82%) Homeowner's exemption | $621,860 (+4.04%) Land $102,487 Building $519,373 |
| 2023 | $10,353.00 (+2.08%) Homeowner's exemption | $597,714 Land $98,508 Building $499,206 |
| 2022 | $10,142.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
May also be available: Cal.net.
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