2146 Broken Rail Ln, Rocklin, CA 95765 Property Records

Placer County property record for 2146 Broken Rail Ln, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,875 sqft · built 2008
Lot Size	0.272 acres (11,835 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Sep 2018)
Tax Bill	$12,632 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`489-020-031-000`

Property Details

APN / Parcel Number

Primary APN	`489-020-031-000`
Alternative APN	`489-020-031`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,875 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	11,835 sqft (0.272 acres)
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-020-031
Street Address	2146 BROKEN RAIL LN
City	ROCKLIN
State	CA
Zip	95765-5350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 58 WHITNEY RNCH PH 1, UNIT 20, MOR BK AA PG 55
Legal Subdivision	WHITNEY RANCH PH 1, UNIT 20
Legal Lot Number	58
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1021
Census Tract	21323

Owner

2146 Broken Rail Ln is owned and occupied by two individuals who bought it in September 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BUSINESS BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2018	Grant Deed, Transfer · ARM UMPQUA BANK
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Mar 31, 2017	Quit Claim Deed, Transfer SPL INC
Mar 28, 2017	Intrafamily Transfer, Transfer · Line of Credit SAFE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Jun 17, 2008 · Amount on File
Deed Document Number	201870474
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000080138
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103736
Date	Dec 28, 2017
Instrument	2017-0103736

Lender

Name	COMMUNITY BUSINESS BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350

Mortgage

Document Number	0000000361
Date	Jan 4, 2021
Instrument	2021-0000361

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 28, 2018
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000070474
Map Reference	MB AA PG55
Instrument Date	Sep 26, 2018
Instrument	2018-0070474
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350

Mortgage

Document Number	0000070475
Date	Sep 28, 2018
Instrument	2018-0070475

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 23, 2018
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000027608
Instrument Date	Apr 11, 2018
Instrument	27608
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1807 SORRELL CIR ROCKLIN CA 957655445, ROCKLIN, CA 95765-5445

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 16, 2017
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000080138
Instrument Date	Oct 9, 2017
Instrument	80138
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1807 SORRELL CIR ROCKLIN CA 957655445, ROCKLIN, CA 95765-5445

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 13, 2017
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000079653
Map Reference	MAP AA PG55
Instrument Date	Oct 9, 2017
Instrument	2017-0079653
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1807 SORRELL CIR, ROCKLIN, CA 95765-5445

Mortgage

Document Number	0000079654
Date	Oct 13, 2017
Instrument	2017-0079654

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 31, 2017
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000023947
Instrument Date	Mar 30, 2017
Instrument	23947
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1807 SORRELL CIR ROCKLIN CA 957655445, ROCKLIN, CA 95765-5445

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 28, 2017
Property Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350
Document Number	0000022844
Map Reference	MAP AA PG55
Instrument Date	Mar 15, 2017
Instrument	2017-0022844
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2146 BROKEN RAIL LN, ROCKLIN, CA 95765-5350

Mortgage

Document Number	0000022845
Date	Mar 28, 2017
Instrument	2017-0022845

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2146 Broken Rail Ln was $12,632.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,540 (+2%) Land $153,603 Building $659,937
2025	$12,632.00	$797,590 Land $150,592 Building $646,998
2023	$12,296.00 (+2.14%)	$766,621 Land $144,746 Building $621,875
2022	$12,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2146 Broken Rail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2146 Broken Rail Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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