2147 Vista Laredo, Newport Beach, CA 92660 Property Records

Orange County property record for 2147 Vista Laredo, Newport Beach, CA 92660 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,881 sqft · built 1964
Lot Size	0.033 acres (1,434 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Jan 2020)
Tax Bill	$12,327 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`440-344-12`

Property Details

APN / Parcel Number

Primary APN	`440-344-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,881 sqft Living Area
Gross Area	2,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	1,434 sqft (0.033 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2147 VISTA LAREDO
City	NEWPORT BEACH
State	CA
Zip	92660-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5692 BLK LOT 43 TR 5692 (L.L.84-214027) PAR 43 AND PAR 43G
Legal Subdivision	TRACT NO 5692
Legal Tract	5692
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1002
Census Tract	63004

Owner

Source: Orange County records · APN 440-344-12

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit KINECTA FEDERAL CREDIT UNION
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 30, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 01, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	202040138
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	0000520155
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2026
Property Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Document Number	0000199876
Instrument Date	Jul 06, 2026
Instrument	2026199876
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024

Mortgage

Document Number	0000199876,
Date	Jul 14, 2026
Instrument	2026199876

Lender

Name	KINECTA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024

Mortgage

Document Number	0000186008
Date	Mar 17, 2021
Instrument	2021000186008

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024

Mortgage

Document Number	0000328878
Date	Oct 07, 2022
Instrument	2022000328878

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Apr 01, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 30, 2020
Property Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Document Number	0000040138
Map Reference	MB 206 PG 24-26
Instrument Date	Jan 14, 2020
Instrument	2020000040138
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024

Mortgage

Document Number	0000040139
Date	Jan 30, 2020
Instrument	2020000040139

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 01, 2017
Property Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024
Document Number	0000520155
Map Reference	MB206 PG24-26
Instrument Date	Nov 10, 2017
Instrument	2017000520155
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2147 VISTA LAREDO, NEWPORT BEACH, CA 92660-4024

Mortgage

Document Number	0000520156
Date	Dec 01, 2017
Instrument	2017000520156

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,327.00 (+4.1%) Homeowner's exemption	$1,144,805 (+4.04%) Land $1,012,277 Building $132,528
2023	$11,841.00 (+1.72%) Homeowner's exemption	$1,100,351 (+2%) Land $972,968 Building $127,383
2022	$11,641.00 Homeowner's exemption	$1,078,776 Land $953,890 Building $124,886

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590630041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993, rainfall accumulation, Severe Winter Storm, Mud & Land Slides, & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, California Internet, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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