2138 Vista Laredo, Newport Beach, CA 92660 Property Records

Orange County property record for 2138 Vista Laredo, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,053 sqft · built 1964
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Trust Names on File
Last Sale	$993,000 (Nov 2020)
Tax Bill	$11,665 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`440-344-22`

Property Details

APN / Parcel Number

Primary APN	`440-344-22`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,053 sqft Living Area
Gross Area	2,493 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Good
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2138 VISTA LAREDO
City	NEWPORT BEACH
State	CA
Zip	92660-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5692 BLK LOT 53 TR 5692 (L.L.84-214027) PAR 53
Legal Subdivision	TRACT NO 5692
Legal Tract	5692
Legal Lot Number	53
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1015
Census Tract	63004

Owner

2138 Vista Laredo is held in a trust since November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	516 EMERALD BAY, LAGUNA BEACH, CA 92651-1269
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Nov 30, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Oct 21, 2005 · Amount on File
Deed Document Number	2020691085
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	0000850404
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2138 VISTA LAREDO, NEWPORT BEACH, CA 92660-4041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293811
Date	Aug 9, 2019
Instrument	2019000293811

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 30, 2020
Property Address	2138 VISTA LAREDO, NEWPORT BEACH, CA 92660-4041
Document Number	0000691085
Instrument Date	Nov 4, 2020
Instrument	691085
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,092.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	516 EMERALD BAY LAGUNA BEACH CA 926511269, LAGUNA BEACH, CA 92651-1269

Tax Assessment & Valuation

The 2025 property tax bill for 2138 Vista Laredo was $11,665.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,096,075 (+2%) Land $963,152 Building $132,923
2025	$11,665.00	$1,074,584 Land $944,267 Building $130,317
2023	$11,207.00 (+1.72%)	$1,032,857 Land $907,600 Building $125,257
2022	$11,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2138 Vista Laredo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 Vista Laredo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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