21465 4th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21465 4th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,721 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (Feb 2013)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0353748`

Property Details

APN / Parcel Number

Primary APN	`R0353748`
Alternative APN	`145926007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,721 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Lot Area	9,148 sqft (0.21 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R0353748
Street Address	21465 4TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 7-9, BLOCK 26, TOWN OF PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	26
Legal Lot Number	7
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1215
Census Tract	300

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 30, PHIPPSBURG, CO 80469-0030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Nov 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2013 · Amount on Record
Deed Sale	Feb 14, 2013 · Amount on Record
Prior Sale	Dec 20, 2011
Deed Document Number	2013734733
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21465 4TH AVE, PHIPPSBURG, CO 80469-5026
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808233
Date	Mar 19, 2020
Instrument	808233

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21465 4TH AVE, PHIPPSBURG, CO 80469-5026
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21465 4TH AVE, PHIPPSBURG, CO 80469-5026

Mortgage

Document Number	0000831788
Date	Nov 15, 2021
Instrument	831788

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jul 14, 2022

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (+12.19%)	$32,520 (+18.95%) Land $6,700 Building $25,820	$461,210 (+13.03%) Land $95,000 Building $366,210
2024	$1,879.00 (+0.27%)	$27,340 (-) Land $4,720 Building $22,620	$408,060 (-) Land $70,500 Building $337,560
2023	$1,874.00 (+17.2%)	$27,340 (+29.63%) Land $4,720 Building $22,620	$408,060 (+34.51%) Land $70,500 Building $337,560
2022	$1,599.00	$21,090 Land $3,060 Building $18,030	$303,360 Land $44,000 Building $259,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures