21463 4th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21463 4th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,056 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$507,500 (Feb 2024)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4538314`

Property Details

APN / Parcel Number

Primary APN	`R4538314`
Alternative APN	`145926016`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Modular
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R4538314
Street Address	21463 4TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 16,17,18 BLK 26 PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	26
Legal Lot Number	16
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1215
Census Tract	300

Owner

21463 4th Ave is owned by an individual who bought it in February 2024.

Source: Routt County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 921, EDWARDS, CO 81632-0921
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
May 3, 2019	Special Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2024851525
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Feb 29, 2024
Property Address	21463 4TH AVE, PHIPPSBURG, CO 80469-5026
Document Number	0000851525
Instrument Date	Feb 29, 2024
Instrument	851525
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15, PHIPPSBURG, CO 80469-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 921, EDWARDS, CO 81632-0921

Mortgage

Document Number	0000851526
Date	Feb 29, 2024
Instrument	851526

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21463 4TH AVE, PHIPPSBURG, CO 80469-5026
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	830381
Date	Oct 7, 2021
Instrument	830381

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 3, 2019
Property Address	21463 4TH AVE, PHIPPSBURG, CO 80469-5026
Document Number	799011
Instrument Date	May 2, 2019
Instrument	799011
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Amount	Amount on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21463 4TH AVE, PHIPPSBURG, CO 80469-5026

Tax Assessment & Valuation

The 2025 property tax bill for 21463 4th Ave was $2,252, up 49% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+49.04%)	$34,740 (+58.05%) Land $6,700 Building $28,040	$492,690 (+50.19%) Land $95,000 Building $397,690
2024	$1,511.00 (+18.23%)	$21,980 (+17.86%) Land $4,590 Building $17,390	$328,040 (+17.89%) Land $68,510 Building $259,530
2023	$1,278.00 (+10.55%)	$18,650 (+22.3%) Land $4,480 Building $14,170	$278,270 (+26.83%) Land $66,800 Building $211,470
2022	$1,156.00	$15,250 Land $3,060 Building $12,190	$219,400 Land $44,000 Building $175,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21463 4th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21463 4th Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave

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