2146 Ingalls Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 2146 Ingalls Cir, O Fallon, MO 63368

Property Summary

Property Type	Row House
Details	2 bd · 3 ba · 1,394 sqft · built 1998
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$207,600 (Aug 2016)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600018`

Property Details

APN / Parcel Number

Primary APN	`T991600018`
Alternative APN	`2-0129-7931-00-452B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,352 sqft
Finished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1998
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Lot Area	1,742 sqft (0.039 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	168 sqft

Location & Zoning

Account Number	T991600018
Old Parcel Number	T991600018
Street Address	2146 INGALLS CIR
City	O FALLON
State	MO
Zip	63368-7155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #8 UNIT 1452B
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #8
Legal Lot Number	452B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1015
Census Tract	311152

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2146 INGALLS CIR, O FALLON, MO 63368-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Aug 3, 2018	Deed of Trust, Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on Record
Deed Sale	Aug 3, 2016 · Amount on Record
Prior Sale	Aug 31, 2000 · Amount on Record
Deed Document Number	0065861483
Deed Book / Page	6586 / 1483
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2146 INGALLS CIR, O FALLON, MO 63368-7155
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 JNGALLS CIR, DARDENNE, MO 63368

Mortgage

Document Number	0000055557
Date	Dec 10, 2025
Instrument	2025R-055557

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2146 INGALLS CIR, O FALLON, MO 63368-7155
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 INGALLS CIR, O FALLON, MO 63368-7155

Mortgage

Document Number	2021R071852
Date	Aug 26, 2021
Instrument	2021R-071852

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2146 INGALLS CIR, O FALLON, MO 63368-7155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069580213
Date	Aug 3, 2018
Book Page	6958/0213
Instrument	20180803000441900

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	47 Months
Due	Jul 28, 2022

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$54,650
2022		$287,633 Building $287,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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