2145 Ingalls Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 2145 Ingalls Cir, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,394 sqft · built 1998
Lot Size	0.039 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (May 2017)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Aug 2021 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600001`

Property Details

APN / Parcel Number

Primary APN	`T991600001`
Alternative APN	`2-0129-7908-00-449A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,352 sqft
Finished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1998
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.039 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	T991600001
Old Parcel Number	T991600001
Street Address	2145 INGALLS CIR
City	O FALLON
State	MO
Zip	63368-7156
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT DARDENNE PRAIRIE VILLAS #4 UNIT 1449A
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT DARDENNE PRAIRIE VILLAS #4
Legal Lot Number	449A
Legal Unit	1449A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1029
Census Tract	311152

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2145 INGALLS CIR, O FALLON, MO 63368-7156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Beneficiary Deed, Transfer
Dec 10, 2020	Deed of Trust, Mortgage FREEDOM MTG
May 16, 2017	Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	May 14, 2004
Deed Document Number	0067432176
Deed Book / Page	6743 / 2176
Record Updated	Jun 8, 2026

August 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 19, 2021
Property Address	2145 INGALLS CIR, O FALLON, MO 63368-7156
Document Number	0000069900
Map Reference	MB 34 PG 369
Instrument Date	Aug 16, 2021
Instrument	2021R-069900
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2145 INGALLS CIR, O FALLON, MO 63368-7156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SEASONS PKWY, LAKE ST LOUIS, MO 63367-1962

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2145 INGALLS CIR, O FALLON, MO 63368-7156
Document Number	0000103748
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2145 INGALLS CIR O FALLON MO 633687156, O FALLON, MO 63368-7156

Mortgage

Document Number	0000103748
Date	Dec 31, 2020
Instrument	103748

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Dec 30, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2017
Property Address	2145 INGALLS CIR, O FALLON, MO 63368-7156
Document Number	0067432176
Book / Page	006743 / 002176
Instrument Date	May 12, 2017
Instrument	297260
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2145 INGALLS CIR O FALLON MO 633687156, O FALLON, MO 63368-7156

Mortgage

Document Number	67432178
Date	May 16, 2017
Book Page	006743/002178
Instrument	297270

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,863.00 (+15.97%)	$60,112 (+9.79%)	$316,378 (+9.79%)
2023		$54,751 (+17.05%)
2022	$3,331.00	$46,776	$288,161 (+17.05%) Building $288,161
2021			$246,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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