Cooke County property record for 2145 FM 3496, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 2019 |
| Lot Size | 8.87 acres (386,377 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,500 (Jan 2013) |
| Tax Bill | $11,319 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1080-003-00000 |
| Primary APN | 1080-003-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 386,377 sqft (8.87 acres) |
| Porch | Slab |
| Porch Area | 320 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1080-003-00000 |
|---|---|
| Street Address | 2145 FM 3496 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | WINTERS WC 1080 ACRES 8.87 |
| Legal Subdivision | WINTERS WC |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 702 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2145 FM 3496, GAINESVILLE, TX 76240-8599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2013 · Amount on Record |
| Deed Sale | Jan 8, 2013 · Amount on Record |
| Deed Document Number | 201334675 |
| Deed Book / Page | 1848 / 192 |
| Prior Transfer Date | Dec 31, 2012 |
| Prior Transfer Doc | 1848/192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 1, 2026 |
| Property Address | 2145 FM 3496, GAINESVILLE, TX 76240-8599 |
| Document Number | 0000006663 |
| Book / Page | 2806 / 52 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20266663 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2145 FM 3496, GAINESVILLE, TX 76240-8599 |
| Document Number | 0000006663, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 2806/52 |
| Instrument | 20266663 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,319.00 (+18.78%) Homeowner's exemption | $817,572 (+5.4%) | $943,535 (-4.79%) Land $381,600 Building $561,935 |
| 2025 | $9,529.00 (+11.4%) Homeowner's exemption | $775,662 (+123.95%) | $991,052 (+101.93%) Land $429,117 Building $561,935 |
| 2024 | $8,554.00 (+99.44%) | ||
| 2023 | $346,361 | $490,793 Land $255,193 Building $235,600 | |
| 2022 | $4,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| ElektraFi Fixed Wireless | 100 / 20 |
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