2145 Big Nose Dr, Centre, AL 35960 Property Records

Cherokee County property record for 2145 Big Nose Dr, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,550 sqft · built 1970
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2010)
Tax Bill	$3,013 (2026)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-10-0-000-036.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-10-0-000-036.000`
Alternative APNs	`ALT APN:1402100000036000` `23710`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	3,550 sqft Living Area
1st Floor Area	2,309 sqft
Upper Floors Area	1,241 sqft
Basement Area	795 sqft
Finished Basement	435 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	171 sqft
Deck Area	32 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	23710
Street Address	2145 BIG NOSE DR
City	CENTRE
State	AL
Zip	35960-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, LITTLE NOSE BAY EST SD PB 7 PG 48
Legal Range	09E
Legal Township	10S
Legal Section	10
Legal Subdivision	LITTLE NOSE BAY EST
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3003
Census Tract	956000

Owner

2145 Big Nose Dr is owned and occupied by two individuals who bought it in September 2010.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2145 BIG NOSE DR, CENTRE, AL 35960-2448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 15, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2010 · Amount on File
Deed Sale	Sep 13, 2010 · Amount on File
Deed Document Number	2010166274
Prior Transfer Date	Sep 8, 2010
Prior Transfer Doc	0000166274
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2145 BIG NOSE DR, CENTRE, AL 35960-2448
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000218271
Date	May 20, 2021
Instrument	218271

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2145 BIG NOSE DR, CENTRE, AL 35960-2448
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199340
Date	Aug 24, 2017
Instrument	199340

Lender

Name	REGIONS BANK
Type	Bank
Address	CENTRE, AL 35960

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Dec 15, 2025
Property Address	2145 BIG NOSE DR, CENTRE, AL 35960-2448
Document Number	0000241670
Map Reference	MB 7 PG 48
Instrument Date	Dec 12, 2025
Instrument	241670
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 BIG NOSE DR, CENTRE, AL 35960-2448

Tax Assessment & Valuation

The 2026 property tax bill for 2145 Big Nose Dr was $3,013 with a homeowner's exemption, up 7.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,013.00 (+7.11%)
2025	$2,813.00 (+2.33%) Homeowner's exemption	$34,060 (+4.93%) Land $24,740 Building $9,320	$609,700 (+2.3%) Land $247,400 Building $362,300
2024	$2,749.00 Additional exemption filed	$32,460 (-45.56%) Land $23,140 Building $9,320	$596,000 (-) Land $231,300 Building $364,700
2023	$2,749.00 Homeowner's exemption	$59,620 (+83.67%)	$596,000 (-) Land $231,300 Building $364,700
2022	$2,749.00 Homeowner's exemption	$32,460 Land $23,140 Building $9,320	$596,000 Land $231,300 Building $364,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2145 Big Nose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Big Nose Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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