2075 Big Nose Dr, Centre, AL 35960 Property Records

Cherokee County property record for 2075 Big Nose Dr, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,840 sqft · built 1985
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,358 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-10-0-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-10-0-000-039.000`
Alternative APNs	`ALT APN:1402100000039000` `203448`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,840 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	1,920 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,106 sqft (0.76 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	708 sqft

Location & Zoning

Account Number	203448
Street Address	2075 BIG NOSE DR
City	CENTRE
State	AL
Zip	35960-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, LITTLE NOSE BAY S/D, PB 7/48
Legal Range	09E
Legal Township	10S
Legal Section	10
Legal Subdivision	LITTLE NOSE BAY ESTATES
Legal Lot Number	14
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3003
Census Tract	956000

Owner

2075 Big Nose Dr is owned and occupied by two individuals who acquired it in October 2010.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 BIG NOSE DR, CENTRE, AL 35960-2449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CU
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY SAVINGS CU
Mar 29, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2010
Transfer Doc	0000166651
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2075 BIG NOSE DR, CENTRE, AL 35960-2449
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236806
Date	Dec 16, 2024
Instrument	236806

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union
Address	HIRAM, GA 30141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2075 BIG NOSE DR, CENTRE, AL 35960-2449
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221645
Date	Dec 2, 2021
Instrument	221645

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2075 BIG NOSE DR, CENTRE, AL 35960-2449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197322
Date	Mar 29, 2017
Instrument	0197322

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2075 Big Nose Dr was $2,358 with a homeowner's exemption, up 7.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,358.00 (+7.13%)
2025	$2,201.00 (+2.32%) Homeowner's exemption	$47,740 (+2.27%) Land $16,060 Building $31,680	$479,400 (+2.24%) Land $160,500 Building $318,900
2024	$2,151.00 Additional exemption filed	$46,680 (-0.47%) Land $15,000 Building $31,680	$468,900 (-) Land $150,000 Building $318,900
2023	$2,151.00 Homeowner's exemption	$46,900 (+208.15%)	$468,900 (-) Land $150,000 Building $318,900
2022	$2,151.00 Homeowner's exemption	$15,220 Land $15,000 Building $220	$468,900 Land $150,000 Building $318,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2075 Big Nose Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 Big Nose Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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