21441 Bertram Rd, San Jose, CA 95120 Property Records

Santa Clara County property record for 21441 Bertram Rd, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1927
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Oct 2018)
Tax Bill	$14,707 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`583-18-021`

Property Details

APN / Parcel Number

Primary APN	`583-18-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 113 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	21441 BERTRAM RD
City	SAN JOSE
State	CA
Zip	95120-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-H1
Legal Description	BLK C LOT 45,46
Legal Subdivision	LAKE ALAMADEN PROPERTIES BL C
Legal Block	C
Legal Lot Number	45,46
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2048
Census Tract	511911

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Almaden listed 1966 · 6 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21441 BERTRAM RD, SAN JOSE, CA 95120-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Oct 4, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Dec 3, 1997 · Amount on Record
Deed Document Number	201824036843
Prior Transfer Date	Jan 9, 2006
Prior Transfer Doc	0018776904
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21441 BERTRAM RD, SAN JOSE, CA 95120-4323
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21441 BERTRAM RD, SAN JOSE, CA 95120-4323

Mortgage

Document Number	0025429070
Date	Jan 25, 2023
Instrument	25429070

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21441 BERTRAM RD, SAN JOSE, CA 95120-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024558900
Date	Jul 30, 2020
Instrument	24558900

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 4, 2018
Property Address	21441 BERTRAM RD, SAN JOSE, CA 95120-4323
Document Number	0024036843
Map Reference	MB W PG34&35
Instrument Date	Oct 1, 2018
Instrument	24036843
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21441 BERTAM RD, SAN JOSE, CA 95120-4323

Mortgage

Document Number	0024036844
Date	Oct 4, 2018
Instrument	24036844

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,251,607 (+2%) Land $1,024,044 Building $227,563
2025	$14,707.00 (+8.13%) Homeowner's exemption	$1,227,066 (+4.04%) Land $1,003,965 Building $223,101
2023	$13,601.00 (+0.97%) Homeowner's exemption	$1,179,420 Land $964,981 Building $214,439
2022	$13,471.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	14 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

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