21440 Bertram Rd, San Jose, CA 95120 Property Records

Santa Clara County property record for 21440 Bertram Rd, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1939
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2002)
Tax Bill	$7,485 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`583-18-030`

Property Details

APN / Parcel Number

Primary APN	`583-18-030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
Gross Area	900 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Creek
Garage Type	Carport
Garage Area	222 sqft
Carport	Carport
Carport Area	222 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	21440 BERTRAM RD
City	SAN JOSE
State	CA
Zip	95120-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-H1
Legal Subdivision	LAKE ALMADEN PROPERTIES
Legal Block	C
Legal Lot Number	100
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2046
Census Tract	511911

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Almaden listed 1966 · 6 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21440 Bertram Rd is owned and occupied by an individual who acquired it in August 2009.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	21440 BERTRAM RD, SAN JOSE, CA 95120-4322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2002 · Amount on File
Deed Sale	Mar 22, 2002 · Amount on File
Prior Sale	Apr 4, 2001 · Amount on File
Deed Document Number	200216171716
Last Transfer Date	Aug 7, 2009
Transfer Doc	0020395516
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21440 BERTRAM RD, SAN JOSE, CA 95120-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023913341
Date	Apr 19, 2018
Instrument	23913341

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21440 BERTRAM RD, SAN JOSE, CA 95120-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024359352
Date	Dec 17, 2019
Instrument	24359352

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21440 Bertram Rd was $7,485 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,853 (+2%) Land $527,387 Building $105,466
2025	$7,485.00 Homeowner's exemption	$620,446 Land $517,047 Building $103,399
2023	$6,888.00 (-0.17%) Homeowner's exemption	$596,355 Land $496,970 Building $99,385
2022	$6,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21440 Bertram Rd in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	14 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21440 Bertram Rd is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

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