2144 State Rte 165, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 2144 State Rte 165, Cobleskill, NY 12043

Property Summary

Property Type	Triplex
Details	2,382 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Oct 2016)
Tax Bill	$4,406 (2026)
Deeds & Mortgages	Oct 2007 Mortgage Feb 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`434400 41.-3-11`

Property Details

APN / Parcel Number

Primary APN	`434400 41.-3-11`
Alternative APNs	`440004100000030110000000` `525J101288`

Interior

Units	3 Units
Stories	2 Stories
Building Area	2,382 sqft Gross Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Triplex
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	89.3 ft deep x 85 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J101288
Street Address	2144 STATE ROUTE 165
City	COBLESKILL
State	NY
Zip	12043-7017
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R
Legal Description	CB
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4033
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 HOLLAND DR, RENSSELAER, NY 12144-9724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2007	Deed of Trust, Mortgage · Commercial Mortgage FIRST NEW YORK FEDERAL CREDIT UNION
Feb 20, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Oct 28, 2016	Deed, Transfer MARVIN PARSHALL
Apr 8, 2016	Foreclosure LAMBERT FRENKEL
Feb 27, 2007	Deed, Transfer · Commercial Mortgage COUNTRYWIDE HOME LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Book / Page	1032 / 197
Prior Transfer Date	Jul 17, 2001
Prior Transfer Doc	0697000253
Record Updated	Oct 29, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2144 STATE ROUTE 165, COBLESKILL, NY 12043-7017
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001276/0000000056
Date	Oct 3, 2007
Book Page	0000001276/0000000056
Instrument	0000476004

Lender

Name	FIRST NEW YORK FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2144 STATE ROUTE 165, COBLESKILL, NY 12043-7017
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002106/112
Date	Feb 20, 2025
Book Page	2106/112
Instrument	827906

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 28, 2016
Property Address	2144 STATE ROUTE 165, COBLESKILL, NY 12043-7017
Document Number	0000001032/0000000197
Book / Page	0000001032 / 0000000197
Instrument Date	Oct 24, 2016
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MARVIN PARSHALL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MAIN ST, RICHMONDVILLE, NY 12149-2607
Investor	Possibly a Property Investor

April 2016: Foreclosure

Document Type	Foreclosure
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 8, 2016
Property Address	2144 STATE ROUTE 165, COBLESKILL, NY 12043-7017
Document Number	0000001018/0000000272
Book / Page	0000001018 / 0000000272
Instrument Date	Mar 4, 2016
Transaction Type	Foreclosure
Record Updated	Apr 16, 2026
Title Company	LAMBERT FRENKEL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

February 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 27, 2007
Property Address	2144 STATE ROUTE 165, COBLESKILL, NY 12043-7017
Document Number	0000000830/0000000299
Book / Page	0000000830 / 0000000299
Instrument Date	Feb 23, 2007
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MICHAEL WEST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 BUSH ST, COBLESKILL, NY 12043

Mortgage

Document Number	0000001226/0000000269
Date	Feb 27, 2007
Book Page	0000001226/0000000269
Instrument	0000466675

Lender

Name	COUNTRYWIDE HOME LOAN
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,406.00 (+65.02%)
2025	$2,670.00	$76,800 (+68.42%) Land $15,900 Building $60,900	$187,317 (+105.39%) Land $38,780 Building $148,537
2023		$45,600 (-) Land $15,900 Building $29,700	$91,200 (+15%) Land $31,800 Building $59,400
2022		$45,600 Land $15,900 Building $29,700	$79,304 Land $27,652 Building $51,652
2020	$4,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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