Schoharie County and Seward Town property record for 2133 State Rte 165, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1 ba · 2,157 sqft · built 1900 |
| Lot Size | 18.9 acres (825,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,427 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 41.-1-3 |
| Primary APN | 434400 41.-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| 2nd Floor Area | 748 sqft |
| Upper Floors Area | 283 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 825,462 sqft (18.9 acres) |
| Lot Width | 160 ft Width |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 215 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101803 |
|---|---|
| Street Address | 2133 STATE ROUTE 165 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 740400 |
2133 State Rte 165, a rural home, is owned and occupied by two individuals.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2133 STATE ROUTE 165, COBLESKILL, NY 12043-7211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2133 State Rte 165 was $4,427 with a homeowner's exemption, up 1% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,427.00 (+9.96%) Homeowner's exemption | ||
| 2025 | $4,026.00 | $77,500 Land $38,300 Building $39,200 | $189,024 Land $93,414 Building $95,610 |
| 2023 | $77,500 Land $38,300 Building $39,200 | $155,000 Land $76,600 Building $78,400 | |
| 2020 | $3,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2133 State Rte 165 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2133 State Rte 165 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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