2144 Sapp Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2144 Sapp Rd, Cottondale, FL 32431

Property Summary

Property TypeRural Home
Details4 bd · 4 ba · 2,420 sqft · built 1972
Lot Size19.9 acres (868,151 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Sep 2019)
Tax Bill$1,110 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-4N-12-0000-0020-0010

Property Details

APN / Parcel Number

Primary APN27-4N-12-0000-0020-0010

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,420 sqft Heated Area
Gross Area3,128 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialTin
Lot Area868,151 sqft (19.9 acres)
PorchOpen Porch
FenceFence
Pole Barn576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2144 SAPP RD
CityCOTTONDALE
StateFL
Zip32431-7636
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionOR 426 P 839 N1/2 OF SW1/4 OF NE1/4 & ALL OF N1/2 OF SE1/4 OF NW1/4 LYING E OF CTY ROAD.. OR 1364 P 171 LESS 6.07AC PER OR 15
Legal Range12W
Legal Township04N
Legal Section27
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3086
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2144 SAPP RD, COTTONDALE, FL 32431-7636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Deed Document Number201932011197
Deed Book / Page1624 / 0814
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2144 SAPP RD, COTTONDALE, FL 32431-7636
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 SAPP RD, COTTONDALE, FL 32431-7636

Mortgage

Document Number0017430961
DateApr 13, 2022
Book Page1743/961
Instrument202232004454
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+3.35%) Homeowner's exemption$123,637 (+2.82%) Land $20,450 Building $103,187$168,008 (-1.22%)
2024$1,074.00 (+6.65%) Homeowner's exemption$120,250 (+2.93%) Land $3,450 Building $116,800$170,081 (+1.58%) Land $17,000 Building $153,081
2023$1,007.00 (-12.89%)$116,828 (+10.48%)$167,443 (+13.09%) Land $20,430 Building $147,013
2022$1,156.00$105,745$148,065 Land $16,000 Building $132,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Nearby Properties on Sapp Rd

Nearby Streets

Search Property Records by Address or Parcel Number