2118 Sapp Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2118 Sapp Rd, Cottondale, FL 32431

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,280 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Nov 2002)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-4N-12-0000-0090-0000`

Property Details

APN / Parcel Number

Primary APN	`27-4N-12-0000-0090-0000`
Alternative APN	`12 N 427000000900000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Finished/Open Porch
Deck Area	Deck Area
Shed	1 Shed
Lean-To	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2118 SAPP RD
City	COTTONDALE
State	FL
Zip	32431-7636
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DB 591 P 59 DB 600 P 143 OR 835 P 936 OR 864 P 441 OR 870 P 911 OR 887 P 931 2AC E END OF N1/2 OF S1/2 OF SE1/4 OF NW1/4...OR 927 P 198
Legal Range	12W
Legal Township	04N
Legal Section	27
Legal Lot Number	90
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3086
Census Tract	210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2144 SAPP RD, COTTONDALE, FL 32431-7636
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2002 · Amount on Record
Deed Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	200215719
Deed Book / Page	887 / 931
Last Transfer Date	Aug 4, 2003
Transfer Doc	0009270198
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Sep 19, 2019
Property Address	2118 SAPP RD, COTTONDALE, FL 32431-7636
Document Number	0016240814
Book / Page	001624 / 000814
Instrument Date	Sep 18, 2019
Instrument	32011197
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2118 SAPP RD COTTONDALE FL 324317636, COTTONDALE, FL 32431-7636

Mortgage

Document Number	16240815
Date	Sep 19, 2019
Book Page	001624/000815
Instrument	32011198

Lender

Name	PEOPLESSOUTH BK
Type	Bank
Address	BONIFAY, FL 32425

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 18, 2024

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (+3.76%)	$99,371 (-3.29%) Land $17,000 Building $82,371	$99,371 (-3.29%) Land $17,000 Building $82,371
2024	$1,223.00 (+22.06%)	$102,748 (+34.62%) Land $17,000 Building $85,748	$102,748 (+34.62%) Land $17,000 Building $85,748
2023	$1,002.00 (+190.43%) Homeowner's exemption	$76,324 (+33.05%) Land $17,000 Building $59,324	$76,324 (+16.4%) Land $17,000 Building $59,324
2022	$345.00 Homeowner's exemption	$57,367	$65,573 Land $16,000 Building $49,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sapp Rd

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