21434 Lake St Clair Dr, Crest Hill, IL 60403 Property Records

Will County property record for 21434 Lake St Clair Dr, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,875 sqft · built 2004
Lot Size	0.07 acres (2,956 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Jun 2017)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-19-103-090`

Property Details

APN / Parcel Number

Primary APN	`11-04-19-103-090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,956 sqft (0.07 acres)
Garage Type	Attached
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21434 LAKE ST CLAIR DR
City	CREST HILL
State	IL
Zip	60403-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3163 IN CARILLON LAKES UNIT 7, BEING A SUB OF PRT OF THE NW1/4 OF SEC 19, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	19
Legal Subdivision	CARILLON LAKES
Legal Lot Number	3163
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3009
Census Tract	880901

Owner

21434 Lake St Clair Dr is owned and occupied by an individual who bought it in June 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	21434 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Jun 7, 2017	Grant Deed, Transfer · Conventional Mortgage PHH HM LNS
Jun 7, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	201743879
Prior Transfer Date	Jul 6, 2012
Prior Transfer Doc	0000043878
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21434 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086142
Date	Oct 6, 2020
Instrument	R2020086142

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Jun 7, 2017
Property Address	21434 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Document Number	0000043879
Instrument Date	Jun 5, 2017
Instrument	43879
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10340 S KOLM AVE OAK LAWN IL 60453, OAK LAWN, IL 60453

Mortgage

Document Number	43880
Date	Jun 7, 2017
Instrument	43880

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jun 7, 2017
Property Address	21434 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Document Number	0000043878
Instrument Date	Jul 6, 2012
Instrument	43878
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21434 LAKE ST CLAIR DR CREST HILL IL 604031551, CREST HILL, IL 60403-1551

Tax Assessment & Valuation

The 2025 property tax bill for 21434 Lake St Clair Dr was $4,155.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,155.00	$101,765 (+7.2%) Land $22,016 Building $79,749	$305,295 (+7.2%) Land $66,048 Building $239,247
2024		$94,930 Land $20,537 Building $74,393	$284,790 Land $61,611 Building $223,179
2022	$4,981.00 Homeowner's exemption Senior Citizen's exemption	$80,285 Land $17,369 Building $62,916	$240,855 Land $52,107 Building $188,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21434 Lake St Clair Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21434 Lake St Clair Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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