21432 Lake St Clair Dr, Crest Hill, IL 60403 Property Records

Will County property record for 21432 Lake St Clair Dr, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,373 sqft · built 2004
Lot Size	0.217 acres (2,345 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2022)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-19-103-091`

Property Details

APN / Parcel Number

Primary APN	`11-04-19-103-091`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Living Area
Basement Area	1,373 sqft
Unfinished Basement	1,373 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,345 sqft (0.217 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21432 LAKE ST CLAIR DR
City	CREST HILL
State	IL
Zip	60403-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3162 IN CARILLON LAKES UNIT 7, BEING A SUB OF PRT OF THE NW1/4 OF SEC 19, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	19
Legal Subdivision	CARILLON LAKES
Legal Lot Number	3162
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3009
Census Tract	880901

Owner

Source: Will County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21432 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 21, 2022	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Oct 15, 2004 · Amount on Record
Deed Document Number	202247431
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Oct 6, 2026
Property Address	21432 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Document Number	0000062011
Instrument Date	Sep 29, 2026
Instrument	202662011
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21432 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551

Mortgage

Document Number	0000062011,
Date	Oct 6, 2026
Instrument	202662011

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jun 21, 2022
Property Address	21432 LAKE ST CLAIR DR, CREST HILL, IL 60403-1551
Document Number	0000047431
Map Reference	DOC R2002103463
Instrument Date	May 27, 2022
Instrument	R2022047431
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21432 LAKE ST, 21432, CREST HILL, IL 60403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 STEVEN SMITH DR, JOLIET, IL 60431-2766

Mortgage

Document Number	0000047432
Date	Jun 21, 2022
Instrument	R2022047432

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,805.00 (+12.57%)	$90,272 (+7.2%) Land $22,016 Building $68,256	$270,816 (+7.2%) Land $66,048 Building $204,768
2024		$84,209 (+18.24%) Land $20,537 Building $63,672	$252,627 (+18.24%) Land $61,611 Building $191,016
2022	$5,157.00 Homeowner's exemption Senior Citizen's exemption	$71,217 Land $17,369 Building $53,848	$213,651 Land $52,107 Building $161,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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