21427 Rioja Bluff Ln, Katy, TX 77449 Property Records

Harris County property record for 21427 Rioja Bluff Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,840 sqft · built 2010
Lot Size	0.171 acres (7,426 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Oct 2010)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`129-147-002-0001`

Property Details

APN / Parcel Number

Primary APN	`129-147-002-0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,426 sqft (0.171 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1291470020001
Street Address	21427 RIOJA BLUFF LN
City	KATY
State	TX
Zip	77449-0237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 2 VINEYARD MEADOW SEC 2
Legal Subdivision	VINEYARD MEADOW SEC 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2033
Census Tract	542202

Owner

21427 Rioja Bluff Ln is owned and occupied by an individual who bought it in October 2010.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21427 RIOJA BLUFF LN, KATY, TX 77449-0237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2010 · Amount on File
Deed Sale	Oct 19, 2010 · Amount on File
Deed Document Number	2010449886
Deed Book / Page	7447 / 2988
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	20100449886
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	21427 RIOJA BLUFF LN, KATY, TX 77449-0237
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087676
Date	Mar 13, 2024
Instrument	2024-87676

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 21427 Rioja Bluff Ln was $4,830 with a homeowner's exemption, up 57.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,306 (-3.86%) Land $53,737 Building $204,569	$258,306 (-3.86%) Land $53,737 Building $204,569
2025	$4,830.00 (+57.69%) Homeowner's exemption	$268,666 Land $53,737 Building $214,929	$268,666 Land $53,737 Building $214,929
2024	$3,063.00
2023		$295,118 Land $53,737 Building $241,381	$295,118 Land $53,737 Building $241,381
2022	$2,564.00
2020	$3,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21427 Rioja Bluff Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21427 Rioja Bluff Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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