Harris County property record for 21411 Rioja Bluff Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,029 sqft · built 2012 |
| Lot Size | 0.141 acres (6,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,428 (Apr 2026) |
| Tax Bill | $7,069 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-147-002-0005 |
| Primary APN | 129-147-002-0005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,029 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Game Room | Game Room |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,156 sqft (0.141 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1291470020005 |
|---|---|
| Street Address | 21411 RIOJA BLUFF LN |
| City | KATY |
| State | TX |
| Zip | 77449-0237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 2 VINEYARD MEADOW SEC 2 |
| Legal Subdivision | VINEYARD MEADOW SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 542202 |
21411 Rioja Bluff Ln is owned and occupied by an individual who bought it in April 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21411 RIOJA BLUFF LN, KATY, TX 77449-0237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 15, 2026 | Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Apr 12, 2012 · Amount on File |
| Deed Document Number | 2026142481 |
| Prior Transfer Date | Apr 9, 2012 |
| Prior Transfer Doc | 0000158413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21411 RIOJA BLUFF LN, KATY, TX 77449-0237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21411 RIOJA BLUFF LN, KATY, TX 77449-0237 |
| Document Number | 0000327647 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-327647 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 15, 2026 |
| Property Address | 21411 RIOJA BLUFF LN, KATY, TX 77449-0237 |
| Document Number | 0000142481 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026142481 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21411 RIOJA BLUFF LN, KATY, TX 77449-0237 |
| Document Number | 0000142482, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026142482 |
| Name | SECURITY NATIONAL MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000142483, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026142483 |
| Amount | Amount on Record |
|---|
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 21411 Rioja Bluff Ln was $7,069, up 0.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,857 (-4.1%) Land $52,435 Building $295,422 | $347,857 (-4.1%) Land $52,435 Building $295,422 | |
| 2025 | $7,069.00 (+0.64%) Homeowner's exemption | $362,712 Land $52,435 Building $310,277 | $362,712 Land $52,435 Building $310,277 |
| 2024 | $7,024.00 | ||
| 2023 | $396,574 Land $52,435 Building $344,139 | $396,574 Land $52,435 Building $344,139 | |
| 2022 | $3,813.00 | ||
| 2020 | $4,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21411 Rioja Bluff Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21411 Rioja Bluff Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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