Payne County property record for 21412 E 32nd St, Yale, OK 74085
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1918 |
| Lot Size | 4.64 acres (202,118 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $740 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N05E-26-3-00000-000-0502 |
| Primary APN | 19N05E-26-3-00000-000-0502 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,544 sqft |
| 1st Floor Area | 772 sqft |
| 2nd Floor Area | 576 sqft |
| Basement Area | 99 sqft |
| Unfinished Basement | 99 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 202,118 sqft (4.64 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1,960 sqft |
| Canopy | 800 sqft |
| Utility Building | 1,200 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 20873 |
|---|---|
| Street Address | 21412 E 32ND ST |
| City | YALE |
| State | OK |
| Zip | 74085-6766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 26-19N-05E C-502 (4.64ACM/L) BEG SW/C SW/4 SW/4; N-450' E-450' S-450' W-450' POB |
| Legal Range | 05E |
| Legal Township | 19N |
| Legal Section | 26 |
| Legal Subdivision | 19N-05E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 11200 |
21412 E 32nd St, a rural home, is owned by two individuals who acquired it in January 2026.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 STONERIDGE CT, BARTLESVILLE, OK 74006-8031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage GOLD FIN'L SVCS |
| Aug 3, 2020 | Correction Deed, Transfer OTHER |
| May 17, 2018 | Deed of Trust, Mortgage EXCHANGE BK |
| Apr 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 |
| Deed Sale | Aug 3, 2020 |
| Deed Document Number | 20208275 |
| Deed Book / Page | 2578 / 989 |
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 0000001741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONS TITLE OF OKC |
| Name | Verified Name |
|---|
| Document Number | 0024140935 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 2414/0935 |
| Instrument | 2017-011122 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Document Number | 0025780991 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21412 E 32ND ST YALE OK 740856766, YALE, OK 74085-6766 |
| Document Number | 0025780991 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 002578/000991 |
| Instrument | 8276 |
| Name | GOLD FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77036 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 3, 2020 |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Document Number | 0025780989 |
| Book / Page | 002578 / 000989 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 8275 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21412 E 32ND ST YALE OK 740856766, YALE, OK 74085-6766 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Document Number | 0024540340 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21412 E 32ND ST YALE OK 740856766, YALE, OK 74085-6766 |
| Document Number | 0024540340 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 002454/000340 |
| Instrument | 6922 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Apr 10, 2018 |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Document Number | 0024460146 |
| Book / Page | 002446 / 000146 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 3799 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21412 E 32ND ST YALE OK 740856766, YALE, OK 74085-6766 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 14, 2017 |
| Property Address | 21412 E 32ND ST, YALE, OK 74085-6766 |
| Document Number | 0023990672 |
| Book / Page | 002399 / 000672 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 7191 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 21412 E 32nd St was $740, up 6.6% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Yale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,224 (+6.09%) Land $259 Building $7,965 | $72,144 Land $2,280 Building $69,864 | |
| 2025 | $740.00 (+6.63%) | $7,752 (-) Land $266 Building $7,486 | |
| 2024 | $694.00 (+1.61%) | $7,752 (+3%) Land $266 Building $7,486 | $104,390 (+44.5%) Land $3,590 Building $100,800 |
| 2023 | $683.00 (+3.02%) | $7,526 (+3%) Land $261 Building $7,265 | $72,240 (+12.7%) Land $2,510 Building $69,730 |
| 2022 | $663.00 | $7,307 Land $286 Building $7,021 | $64,100 Land $2,510 Building $61,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21412 E 32nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21412 E 32nd St is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001 |
|---|---|
| Water Source | Purchased surface water from LONE CHIMNEY WATER ASSOCIATION |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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