Payne County property record for 20912 E 32nd St, Yale, OK 74085
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,478 sqft · built 1979 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Mar 2019) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N05E-27-2-00000-000-0252 |
| Primary APN | 19N05E-27-2-00000-000-0252 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Attached |
| Garage Area | 581 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 190 sqft |
| Lean-To | 168 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20838 |
|---|---|
| Street Address | 20912 E 32ND ST |
| City | YALE |
| State | OK |
| Zip | 74085-6760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 27-19N-05E B-252 (40ACM/L) SW/4 SE/4 |
| Legal Range | 05E |
| Legal Township | 19N |
| Legal Section | 27 |
| Legal Subdivision | 19N-05E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 11200 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20912 E 32ND ST, YALE, OK 74085-6760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RCB BANK |
| Mar 12, 2019 | Warranty Deed, Transfer · FHA Mortgage RCB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on Record |
| Deed Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 20192194 |
| Deed Book / Page | 2498 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 20912 E 32ND ST, YALE, OK 74085-6760 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0026220399 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 2622/399 |
| Instrument | 2021-004114 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | OWASSO, OK 74055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 12, 2019 |
| Property Address | 20912 E 32ND ST, YALE, OK 74085-6760 |
| Document Number | 0024980364 |
| Book / Page | 2498 / 364 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019-002194 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | AMERICAN EAGLE TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20912 E 32ND ST, YALE, OK 74085-6760 |
| Document Number | 2019002195 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 2019-002195 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Number | 0024980365 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 2498/365 |
| Instrument | 2019-002195 |
| Name | RCB BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Yale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,393 (+6.08%) Land $2,151 Building $16,242 | $161,350 (-18.65%) Land $18,875 Building $142,475 | |
| 2025 | $1,656.00 (+6.7%) | $17,338 (-) Land $1,818 Building $15,520 | |
| 2024 | $1,552.00 (+1.64%) | $17,338 (+3%) Land $1,818 Building $15,520 | $198,350 (+25.99%) Land $20,810 Building $177,540 |
| 2023 | $1,527.00 (+2.97%) | $16,833 (+3%) Land $1,674 Building $15,159 | $157,430 (+9.81%) Land $15,660 Building $141,770 |
| 2022 | $1,483.00 | $16,343 Land $1,785 Building $14,558 | $143,360 Land $15,660 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001 |
|---|---|
| Water Source | Purchased surface water from LONE CHIMNEY WATER ASSOCIATION |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Atlink Services Fixed Wireless | 100 / 20 |
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