2141 Ogden Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2141 Ogden Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,888 sqft · built 2000
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$795,000 (Jan 2017)
Tax Bill	$10,075 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-096-019`

Property Details

APN / Parcel Number

Primary APN	`023-096-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2141 OGDEN DR
City	CAMBRIA
State	CA
Zip	93428-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 229 LTS 26 & 27
Legal Subdivision	TRACT 08
Legal Tract	8
Legal Block	229
Legal Lot Number	26,27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1029
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40974 CHEROKEE OAKS DR, THREE RIVERS, CA 93271-9762
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jul 1, 2020	Quit Claim Deed, Transfer LADERA LNDG
Jan 27, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Oct 19, 2000 · Amount on Record
Deed Document Number	20174216
Last Transfer Date	Jun 6, 2020
Transfer Doc	0000032886
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2141 OGDEN DR, CAMBRIA, CA 93428-4535
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	UNISOURCE TITLE INSURANCE-IRVINE, UNISOURCE TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40974 CHEROKEE OAKS DR, THREE RIVERS, CA 93271-9762

Mortgage

Document Number	0000008793
Date	Feb 4, 2021
Instrument	2021008793

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	MISSION VIEJO, CA 92691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 1, 2020
Property Address	2141 OGDEN DR, CAMBRIA, CA 93428-4535
Document Number	0000032886
Instrument Date	Jun 6, 2020
Instrument	32886
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2141 OGDEN DR CAMBRIA CA 934284535, CAMBRIA, CA 93428-4535

Mortgage

Document Number	32887
Date	Jul 1, 2020
Instrument	32887

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 27, 2017
Property Address	2141 OGDEN DR, CAMBRIA, CA 93428-4535
Document Number	0000004216
Map Reference	MB5 PG21
Instrument Date	Jan 9, 2017
Instrument	2017004216
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40974 CHEROKEE OAKS DR, THREE RIVERS, CA 93271-9762

Mortgage

Document Number	0000004217
Date	Jan 27, 2017
Instrument	2017004217

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,114 (+2%) Land $591,897 Building $349,217
2025	$10,075.00 (+4.05%)	$922,662 (+4.04%) Land $580,292 Building $342,370
2023	$9,683.00 (+1.99%)	$886,835 Land $557,759 Building $329,076
2022	$9,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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