2095 Ogden Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2095 Ogden Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 1968
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023-096-047`

Property Details

APN / Parcel Number

Primary APN	`023-096-047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,004 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2095 OGDEN DR
City	CAMBRIA
State	CA
Zip	93428-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 PTN BL 229 LTS 7,8,33,34,35,36
Legal Subdivision	TRACT NO 8
Legal Tract	8
Legal Block	229
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1029
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 12, 2021	Intrafamily Transfer, Transfer
Mar 12, 2021	Intrafamily Transfer, Transfer
Apr 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 20, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000019044
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2026
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000024008
Instrument Date	Jun 25, 2026
Instrument	202624008
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2021
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000019046
Map Reference	MB 5 PG 21
Instrument Date	Mar 4, 2021
Instrument	2021019046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2021
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000019044
Map Reference	MB 5 PG 21
Instrument Date	Mar 4, 2021
Instrument	2021019044
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000013976
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 OGDEN DR CAMBRIA CA 934284525, CAMBRIA, CA 93428-4525

Mortgage

Document Number	0000013976
Date	Apr 19, 2019
Instrument	13976

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 20, 2017
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000031769
Instrument Date	Jul 19, 2017
Instrument	31769
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2095 OGDEN DR CAMBRIA CA 934284525, CAMBRIA, CA 93428-4525

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 20, 2017
Property Address	2095 OGDEN DR, CAMBRIA, CA 93428-4525
Document Number	0000031768
Instrument Date	Jul 19, 2017
Instrument	31768
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 OGDEN DR CAMBRIA CA 934284525, CAMBRIA, CA 93428-4525

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$238,167 (+2%) Land $100,541 Building $137,626
2025	$2,736.00 (+4.39%) Homeowner's exemption	$233,498 (+4.04%) Land $98,570 Building $134,928
2023	$2,621.00 (+2.14%) Homeowner's exemption	$224,434 Land $94,744 Building $129,690
2022	$2,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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