2140 Moccasin Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2140 Moccasin Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,829 sqft · built 1984
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$354,900 (Sep 2020)
Tax Bill	$5,068 (2025)
Deeds & Mortgages	Apr 2018 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-7425-0006-02-5`

Property Details

APN / Parcel Number

Primary APN	`17-7425-0006-02-5`
Alternative APN	`11-17-7425-0006-02-5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,829 sqft Living Area
1st Floor Area	1,896 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	142 ft deep x 165 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2140 MOCCASIN PATH
City	SAINT JOSEPH
State	MI
Zip	49085-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	PT OF LOT 6 THE LANDINGS COM AT NE COR LOT 6 TH S8DEG29'06''W 149.75' TH N72DEG38'20''W 164.34'TH N11DEG 43'15''E 136.88'TH S76DEG58'43''E 155.13'TO POB UNRE SUR
Legal Subdivision	THE LANDINGS
Legal Lot Number	6
Legal Unit	6,6
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3003
Census Tract	1800

Owner

2140 Moccasin Path is owned and occupied by an individual who bought it in September 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Book / Page	3289 / 3497
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	02937/0141
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03202/3346
Date	Apr 17, 2018
Book Page	3202/3346

Lender

Name	HONOR CU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2028

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 9, 2020
Property Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632
Document Number	03289/3497
Book / Page	3289 / 3497
Map Reference	LB 23 OPG 22
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632

Mortgage

Document Number	0000032901
Date	Sep 9, 2020
Instrument	3290/1

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 26, 2017
Property Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632
Document Number	03184/1725
Book / Page	3184 / 1725
Map Reference	LB23 PG22
Instrument Date	Sep 22, 2017
Instrument	3184-1725
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2140 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632

Mortgage

Document Number	0031841727
Date	Sep 26, 2017
Instrument	3184-1727

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2140 Moccasin Path was $5,068 with a homeowner's exemption, down 3.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,300 (+3%)	$452,600 (+3%)
2025	$5,068.00 (-3.92%) Homeowner's exemption	$219,700	$439,400
2024	$5,275.00
2023		$257,000	$514,000
2022	$4,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2140 Moccasin Path in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2140 Moccasin Path is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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