2140 Lucas Ct, Denison, TX 75020 Property Records

Grayson County property record for 2140 Lucas Ct, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,857 sqft · built 2003
Lot Size	0.721 acres (31,450 sqft)
Owner	Individual Name on File
Tax Bill	$10,028 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076 6957026`

Property Details

APN / Parcel Number

Primary APN	`076 6957026`
Alternative APN	`219743`

Interior

Building Area	2,857 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	2,857 sqft
Upper Floors Area	1,064 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Lot Area	31,450 sqft (0.721 acres)
Garage Type	Attached
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Location & Zoning

Account Number	219743
Old Parcel Number	076 6957026
Street Address	2140 LUCAS CT
City	DENISON
State	TX
Zip	75020-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RYAN HILLS ADDITION, BLOCK 2, LOT 23, ACRES .722
Legal Subdivision	RYAN HILLS ADDITION
Legal Block	2
Legal Lot Number	23
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1035
Census Tract	800

Owner

2140 Lucas Ct is owned and occupied by an individual who acquired it in September 2025.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2140 LUCAS CT, DENISON, TX 75020-4579
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2025	Intrafamily Transfer, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 2, 2020	Vendor's Lien, Transfer FIRST BANK
May 15, 2018	Deed of Trust, Transfer LONE STAR FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	Aug 26, 2025
Deed Document Number	2025-24728
Record Updated	Jun 7, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 23, 2025
Property Address	2140 LUCAS CT, DENISON, TX 75020-4579
Document Number	0000024728
Map Reference	VOL 15 PG 31 & 32
Instrument Date	Sep 23, 2025
Instrument	2025-24728
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 LUCAS CT, DENISON, TX 75020-4579
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024729
Date	Sep 23, 2025
Instrument	2025-24729

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Aug 26, 2025
Property Address	2140 LUCAS CT, DENISON, TX 75020-4579
Document Number	0000021967
Map Reference	VOL 15 PG 31 & 32
Instrument Date	Aug 26, 2025
Instrument	2025-21967
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 LUCAS CT, DENISON, TX 75020-4579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 LUCAS CT, DENISON, TX 75020-4579

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2140 LUCAS CT, DENISON, TX 75020-4579
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011959
Date	May 19, 2020
Instrument	2020-00011959

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 2, 2020
Property Address	2140 LUCAS CT, DENISON, TX 75020-4579
Document Number	0000008172
Map Reference	VOL 15 PG 31&32
Instrument Date	Mar 23, 2020
Instrument	2020-00008172
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 LUCAS CT, 2140, DENISON, TX 75020-4579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 HOLLY ST, DENISON, TX 75020-3711

Mortgage

Date	Apr 2, 2020

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000008173
Date	Apr 2, 2020
Instrument	2020-00008173

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2140 LUCAS CT, DENISON, TX 75020-4579
Document Number	0000011077
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 LUCAS CT DENISON TX 750204579, DENISON, TX 75020-4579

Mortgage

Document Number	0000011077
Date	May 17, 2018
Instrument	11077

Lender

Name	LONE STAR FLCA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 16, 2038

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$544,928 Land $113,536 Building $431,992	$545,528 Land $113,536 Building $431,992
2024	$10,028.00
2023		$530,731 Land $95,294 Building $435,437	$530,731 Land $95,294 Building $435,437
2022	$8,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2140 Lucas Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1986–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2140 Lucas Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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