2120 Lucas Ct, Denison, TX 75020 Property Records

Grayson County property record for 2120 Lucas Ct, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,935 sqft · built 2003
Lot Size0.512 acres (22,303 sqft)
OwnerIndividual Name on File
Tax Bill$4,240 (2024)
Deeds & MortgagesJan 2025 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN076 6957025

Property Details

APN / Parcel Number

Primary APN076 6957025
Alternative APN
  • 219742

Interior

Building Area1,935 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,935 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2012
Lot Area22,303 sqft (0.512 acres)
Garage TypeAttached
Garage Area553 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area292 sqft
Utility Building45 sqft

Location & Zoning

Account Number219742
Old Parcel Number076 6957025
Street Address2120 LUCAS CT
CityDENISON
StateTX
Zip75020-4579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRYAN HILLS ADDITION, BLOCK 2, LOT 22, ACRES 0.512
Legal SubdivisionRYAN HILLS ADDITION
Legal Block2
Legal Lot Number22
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1035
Census Tract800

Owner

2120 Lucas Ct is owned and occupied by an individual who acquired it in January 2025.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing Address2120 LUCAS CT, DENISON, TX 75020-4579
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2025
Deed SaleJan 15, 2025
Prior SaleAug 6, 2012
Deed Document Number2025-1220
Record UpdatedJun 8, 2026

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGRAYSON TX
Recording DateJan 15, 2025
Property Address2120 LUCAS CT, DENISON, TX 75020-4579
Document Number0000001220
Map ReferenceVOL 15 PGS 31-32
Instrument DateDec 5, 2024
Instrument2025-1220
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 CLARK ST, SPARTA, TN 38583-1813

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 LUCAS CT, DENISON, TX 75020-4579

Mortgage

Document Number0000001221
DateJan 15, 2025
Instrument2025-1221
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate6.12%
Type Change DateMar 1, 2025
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.1%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$408,049 Land $93,002 Building $322,599$415,601 Land $93,002 Building $322,599
2024$4,240.00
2023$203,113 Land $39,588 Building $163,525$203,113 Land $39,588 Building $163,525
2022$6,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2120 Lucas Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1986–2019)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 Lucas Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: TekWav, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lucas Ct

Nearby Streets

Search Property Records by Address or Parcel Number