2120 Gardner Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2120 Gardner Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,803 sqft · built 1940
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on Record
Last Sale$368,000 (Aug 2018)
Tax Bill$6,991 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-18-402-028

Property Details

APN / Parcel Number

Primary APN04-25-18-402-028

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,803 sqft Living Area
1st Floor Area1,202 sqft
Basement Area771 sqft
Unfinished Basement771 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions119 ft deep x 55 ft wide
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area17 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2120 GARDNER AVE
CityBERKLEY
StateMI
Zip48072-1275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 ASSESSOR'S REPLAT OF MEADOW FARMS LOT 156
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionMEADOW FARM
Legal Lot Number156
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2001
Census Tract170300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2120 GARDNER AVE, BERKLEY, MI 48072-1275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 1, 2018Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Prior SaleJul 26, 2007 · Amount on Record
Deed Document Number2018127872
Deed Book / Page52052 / 377
Prior Transfer DateDec 15, 1995
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2120 GARDNER AVE, BERKLEY, MI 48072-1275
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 GARDNER AVE, BERKLEY, MI 48072-1275

Mortgage

Document Number0000167058
DateAug 20, 2020
Book Page54694/457
Instrument167058
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressHOLLANDALE, WI 53544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 1, 2018
Property Address2120 GARDNER AVE, BERKLEY, MI 48072-1275
Document Number0000127872
Book / Page52052 / 00377
Map ReferenceLB 49 PG 18
Instrument DateJul 26, 2018
Instrument127872
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,164.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 GARDNER AVE, 2120, BERKLEY, MI 48072-1275

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 GARDNER AVE, BERKLEY, MI 48072-1275

Mortgage

Document Number0000127873
DateAug 1, 2018
Instrument127873
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,991.00 (-2.89%) Homeowner's exemption$210,950 (+13.62%)$421,900 (+13.62%)
2024$7,199.00 (+19.74%)
2023$185,670$371,340
2021$6,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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