Sherburne County property record for 2140 49th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,282 sqft · built 2003 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Dec 2003) |
| Tax Bill | $3,234 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-432-0160 |
| Primary APN | 25-432-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 566 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17605 |
|---|---|
| Street Address | 2140 49TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 12, BLK 1 SUBJ TO EASE OF RECORD |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 30 |
| Legal Subdivision | PRAIRIE WOODS ESTATES 5TH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30302 |
2140 49th St SE is owned and occupied by two individuals who bought it in December 2003.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2140 49TH ST SE, SAINT CLOUD, MN 56304-8506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2003 · Amount on File |
| Deed Sale | Dec 19, 2003 · Amount on File |
| Prior Sale | Jun 4, 2003 · Amount on File |
| Deed Document Number | 200362962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2140 49TH ST SE, SAINT CLOUD, MN 56304-8506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000903653 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 903653 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 28, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2140 49th St SE was $3,234 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,500 (-0.43%) Land $127,900 Building $267,600 | $395,500 (-0.43%) Land $127,900 Building $267,600 | |
| 2025 | $3,234.00 | $397,200 Land $125,400 Building $271,800 | $397,200 Land $125,400 Building $271,800 |
| 2023 | $2,906.00 | $379,900 Land $128,400 Building $251,500 | |
| 2021 | $379,900 Land $128,400 Building $251,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2140 49th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2140 49th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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