1950 49th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1950 49th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1989
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$371,952 (Oct 2021)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-416-0280`

Property Details

APN / Parcel Number

Primary APN	`25-416-0280`
Alternative APNs	`25-00416-0280` `17450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	912 sqft
Driveway	Driveway
Deck Area	196 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17450
Street Address	1950 49TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 8, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	30
Legal Subdivision	PRAIRIE WOODS ESTATES 2ND ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1018
Census Tract	30302

Owner

1950 49th St SE is owned and occupied by two individuals who bought it in October 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1950 49TH ST SE, SAINT CLOUD, MN 56304-8504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Deed Document Number	2021929529
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000883819
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 7, 2021
Property Address	1950 49TH ST SE, SAINT CLOUD, MN 56304-8504
Document Number	0000929529
Instrument Date	Aug 26, 2021
Instrument	929529
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.44
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 49TH ST SE, SAINT CLOUD, MN 56304-8504

Mortgage

Document Number	0000929530
Date	Oct 7, 2021
Instrument	929530

Lender

Name	BREMER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1950 49th St SE was $3,226 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,400 (+0.03%) Land $124,800 Building $271,600	$396,400 (+0.03%) Land $124,800 Building $271,600
2025	$3,226.00	$396,300 Land $122,700 Building $273,600	$396,300 Land $122,700 Building $273,600
2023	$2,736.00	$381,000 Land $125,100 Building $255,900
2021			$381,000 Land $125,100 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1950 49th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1950 49th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20